Specialist: Unsecured Credit

Apply by: 09/07/2024 We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below: To see what life at Capitec is all about and complete a short assessment, please click here!. Once you have completed the above, finalize your application by clicking apply below. Purpose Statement To provide specialist knowledge and data insights linked to product knowledge towards the formulation and enablement of the Bank's Unsecured Credit Strategy – in order to achieve the required market share within ROE and profitability targets. To provide business context to modelling and analytical teams and lead a data-driven Unsecured Credit strategy. To provide input into credit client experience through improved processes and product value proposition. Experience Minimum: 2 – 3 years working in an unsecured credit portfolio. Exposure to a data-driven culture/business environment. Proven experience in providing insights based on data analysis. Ideal: 3+ years' experience in risk management of unsecured credit portfolio. Qualifications (Minimum) Grade 12 National Certificate / Vocational. Bachelor's Degree in Commerce or Economic and Management Sciences. Qualifications (Ideal or Preferred) Honours Degree in Commerce or Economic and Management Sciences. Knowledge Minimum: Analytics. Scorecard building, modelling and portfolio management. Understanding of scored lending/a volume book. Understanding of the SME environment. Financial Services Industry (retail or other). Basel II. Credit Risk regulatory requirements. Ideal: Banking. Skills Analytical Skills. Computer Literacy (MS Word, MS Excel, MS Outlook). Decision making skills. Numerical Reasoning skills. Problem solving skills. Conditions of Employment Clear criminal and credit record. Capitec is committed to diversity; applications to this position will strictly be considered in support of our employment equity goals.
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