Officer, Credit Evaluation

Business Segment: Business & Commercial Banking
To assess and evaluate lending applications for Enterprise clients based on sound credit risk and affordability assessments, financial principles and credit policies to achieve targeted asset book growth while optimising losses and effectively mitigating credit risks. To ensure lending is within Bank's Risk Appetite parameters. Support business partners in understanding and solutioning to meeting client lending needs, as appropriate for the Enterprise client segment.
QualificationsMinimum Qualifications Type of Qualification: Diploma
Field of Study: Business Commerce
Experience Required Credit Risk – BCB
Risk & Corporate Affairs
5-7 years
Experience in intuitive credit assessment and decisioning in relevant segment and products. Knowledge and understanding of simple financial statements and cash flow forecasts. Knowledge and understanding of repayment structures and collateral. Understanding of collection processes within the banking environment is beneficial.
Additional InformationArticulating InformationExamining InformationFollowing ProceduresInteracting with PeopleInterpreting DataMaking DecisionsAsset Based LendingLoan AssessmentLoan Approval
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