Manager, Credit Evaluation - Gqeberha

Business Segment: Business & Commercial BankingAssess and evaluate lending applications for clients using sound credit risk and affordability assessments, financial principles, and credit policies which will support the bank's asset book growth and manage credit losses by ensuring that lending credit principles are applied, and that lending is within the Bank's risk appetite parameters. This will include the spectrum of lending products available to business segment clients, including specialised lending, trade finance, debtors finance, commercial property finance, Agriculture (in particular), and others, depending on the client and segment within which the Manager operates.QualificationsMinimum QualificationsType of Qualification: BCom or Finance degreeField of Study: Business CommerceType of Qualification: First DegreeField of Study: Finance and Accounting. An agricultural degree would be an advantage.Experience RequiredCredit Risk-BCCRisk & Corporate Affairs5-7 yearsExperience in intuitive credit assessment and decisioning in relevant segment and products (i.e., across Business Banking or Agri). Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral, and collection processes within the banking environment. Understanding of legalities associated with lending and collateral.
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