Credit Specialist

Credit Specilist Area; Bellville, Cape Town Salary; R50 000 p/m neg. Industry Fintech Brief description of the vacancy: The key responsibility will be to evaluate and assess the creditworthiness of businesses seeking loans by utilizing scorecard models, analysing financial data, and applying sound risk management practices to make well-informed credit decisions. In this position, you will be tasked with striking a delicate balance between managing credit risk and achieving our business growth objectives, ensuring we support deserving businesses while safeguarding the interests of our company. Meeting and exceeding SLA requirements for exceptional service delivery will be at the forefront of your responsibilities, as we strive to provide the best possible experience to our clients. The successful candidate will actively collaborate with cross-functional teams, contributing to the development of scorecard models and playing a vital role in supporting the company's overall credit risk management strategy. Experience required: · 2-3 years of experience working in the financial services and/or lending industry · Experience as a Credit Analyst in a scorecard-based environment or a similar role within the financial services industry is a bonus. · Knowledge of commercial credit products, market trends, and/or loan procedures, credit life cycle (up to and including collections). · Familiarity with industry-specific factors influencing credit risk, such as market trends, regulatory changes, and economic conditions. · Understanding credit bureau data, credit scoring methodologies, and regulatory compliance. · Experience in monitoring and analyzing the performance of existing credit accounts to assess credit quality, identify trends, and manage credit risk exposure. · Familiarity with credit policies and guidelines, ensuring credit decisions align with the established risk appetite. · Knowledge of loan administration, accounting, and banking applications/software. Qualifications required: · Honours degree in Finance / Accounting / Mathematics or related. www.sp-int.co.za Find and follow us on all social media platforms seach Scholtz Partners International · ·