Job Req 135780 Closing Date 06 September 2024 Location Sandton Talent Acquisition Consultant Poppy Mlotshwa Job Purpose To assess credit risk of existing portfolio so that risk is managed and mitigated in line with the banks credit policy.
Job Responsibilities Review existing portfolio to ensure alignment with bank's credit policy and to identify cross-sell opportunities by gathering and analysing relevant information.
Prepare credit applications and make recommendations based on the findings, within credit parameters.
Achieve targets by using management information systems to measure performance.
Support the achievement of service level agreement standards by understanding client needs, providing guidance and recommendations and responding timeously.
Contribute to external client satisfaction by sharing knowledge and developing skills of client service team members and other stakeholders.
Build relationships with internal stakeholders by attending meetings and supporting their strategies.
Manage risk by monitoring reports, including excess report, within expected timeframes, identifying potential risks and taking corrective action to ensure risk compliance.
Measure compliance, identify risk and make recommendations for achieving compliance by using current information and other resources available.
Monitor covenant's by obtaining latest financial information, measuring compliance and reporting breaches.
Sign off conditions of approval within required timeframes by checking the information called for.
Verify that security is in place by gathering all required information.
Ensure Nedbank Group Rating requirements are met, including Basel, and Moody's, by reviewing accounts and identifying risks.
Keep abreast of legislation and other industry changes that impacts on role by reading the relevant newsletters, websites and attending sessions.
Understand and embrace the Nedbank vision and demonstrate the values through interaction with team and stakeholders.
Improve personal capability and stay abreast of developments in field of expertise by identifying training courses and career progression for self through input and feedback from managers.
Ensure personal growth and enable effectiveness in performance of roles and responsibilities by ensuring all learning activities are completed, experience practiced and certifications obtained and/or maintained within specified time frames.
Ensure information is provided correctly to stakeholders by maintaining knowledge sharing knowledge with team.
Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g.
staff surveys etc.)
Participate and support corporate social responsibility initiatives for the achievement of key business strategies.
Identify and recommend opportunities to enhance processes, systems and policies and support implementation of new processes, policies and systems.
Essential Qualifications - NQF Level Matric / Grade 12 / National Senior Certificate Preferred Qualification NQF Level 5 or 6 qualification (Degree or diploma) that includes accounting.
Depending on the business unit, an appropriate NGF Level 4 or 5 qualification e.g a certificate or diploma in property management may be an advantage.
Minimum Experience Level If no tertiary qualification: minimum 3 years experience gained in a similar role in a financial environment.
Technical / Professional Knowledge Administrative procedures and systems Banking procedures Data analysis Governance, Risk and Controls Relevant regulatory knowledge Business writing skills Industry specific knowledge Knowledge of financial markets Nedbank vision and strategy Relevant Nedbank Human Resources policies and practices Behavioural Competencies Adaptability Communication Continuous Learning Collaborating Decision Making Stress Tolerance Driving for results Managing Work --------------------------------------------------------------------------------------- Please contact the Nedbank Recruiting Team at +27 860 555 566
