Business Judgemental Credit Manager page is loaded
Business Judgemental Credit Manager Apply locations Bellville time type Full time posted on Posted 5 Days Ago job requisition id R14040 Job DescriptionTo analyse credit data to estimate degree of risk in extending credit or lending money by accessing credit applicationsHello Future Business Judgmental Credit Manager Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.
As part of our team in FNB Commercial Sales Western Cape, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now's the time to imagine your potential in a team where experts come together and ignite effective change.
to recommend a credit decision within the mandate by app
Assess and approve credit in terms of approved mandate to minimise credit risk to the business
Manage the credit approval process
Develop, encourage and nurture collaborative relationships within business across Product Houses and and/or across the FRG Approve or recommend counterparty exposure across multiple products
Manage credit risk at origination on an ongoing basis
Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives
Ensure that credit approvals are conducted within governance (legislative and audit), processes and mandate requirements
Ensure average approval turnaround time against target to ensure retention of clients
Analyse credit data to estimate degree of risk in extending credit or lending money by accessing credit applications
Assess and evaluate credit risk through quantitative and qualitative analysis
consistently and in accordance with the bank's credit policies to monitor existing exposures and recommend credit decisions
You will be an ideal candidate if you: Have abstained your CA or B Degree equivalent with Enterprise segment experience (Preferably 2-5 years minimum).
Are you someone who can: Support the Account Executive by managing and administering a portfolio of clients including the application of an approval and ongoing quality risk management of the clients' credit facilities
Deliver exceptional service through educating the client, offering an appropriate solution and ensuring the relationship is maintained
Advise on and provide support to ensure the effective resolution of customer queries in order to ensure customer satisfaction and retention
Continuously monitor actual process turnaround times and quality standards and resolve issues speedily to enhance effective client service delivery
You will have access to: Opportunities to network and collaborate
A challenging working environment
Opportunities to innovate
We can be a match if you are: Adaptable and curious
Sales driven
Thrive in a collaborative environment
Client-centric
Apply now if you are interested in taking the next step. We look forward to engaging with you! All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.
Job Details Application Closing Date
17/06/24 All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.
Introduce YourselfIntroduce yourself to our recruiters and we will get in touch if there's a role that seems like a good match.
Should you have any queries, please log it via MyQ .
About UsServing retail and commercial customers, FNB is so much more than a bank, offering life and short-term insurance, innovative savings and investment products, and a digital universe of solutions that help customers navigate challenges and opportunities of everyday life. It has a market-leading app and a globally recognised rewards system in eBucks. FNB has won multiple awards, including the Strongest Banking Brand in the World in the Brand Finance Banking 500 2023 report. FNB represents multiple opportunities for you to build an exciting and rewarding career. Especially if you want to change people's lives, in an authentic, profound and sustainable way.
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