Apply ByWe're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below: To see what life at Capitec is all about and complete a short assessment, please click here! Once you have completed the above finalize your application by clicking apply below.Purpose StatementTo manage the Business Centre in terms of driving a proactive sales and service culture that will retain and grow the Business Centre client base. Responsible for driving activity, planning and implementing marketing, sales, and support services strategies for the Business Centre ExperienceMinimum:Banking experience of at least 5 years, of which 3 years should have been spent in the Business Banking environment.3 years managerial experienceSignificant experience in preparing and motivating Credit applications Budgeting, forecasting, cost control and sales management experience is essential. Accountability for managing a profitable cost centre. Qualifications (Minimum)A relevant tertiary qualification in Business Management or Finance Qualifications (Ideal Or Preferred)Bachelor's Degree in Business Management or Finance KnowledgeMinimumBusiness knowledge and acumenUnderstand interdependencies between industry knowledge, business and financial risks, Business banking product knowledge, pricing and taxation (to determine feasible operating tactics for the Centre to maximise total profit and minimise loss )People management principles and practices Financial Modelling; activity based costing, financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific) Principles and practices of business economics and the current business economic environment. Different industry sectors and sector risk profiles/ trends; this includes an understanding of the impact of climatic conditions on markets Managing Local Market (MLM) sales principles and practices to manage and optimise retention and growth within the Centre. General banking practices and procedures. Knowledge of competitor product offerings/ channels/ operational and marketing tactics. Credit principles and practices, including an understanding of credit application, securities and Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective. Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). Extract and apply information to CRM (Customer relationship management) strategy General understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business marketIdealFeatures, benefits and value propositions of the respective company product/service offerings. Multi-level products available and pricing structuresCurrent taxation laws as they apply to customers. A good knowledge of administration processes and procedures pertaining to Business Banking transactions SkillsCommunications Skills Analytical Skills Interpersonal & Relationship management Skills Negotiation skills Planning, organising and coordination skills Conditions of EmploymentClear criminal and credit record Willingness to travel nationally and internationally when required A valid driver's license and own vehicle is required Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.
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