Specialist: Unsecured Credit

Job title : Specialist: Unsecured Credit Job Location : Gauteng, Johannesburg Deadline : January 03, 2025 Quick Recommended Links Jobs by Location Job by industries Purpose Statement To provide specialist knowledge and data insights linked to product knowledge towards the formulation and enablement of the Bank's Unsecured Credit Strategy – in order to achieve the required market share within ROE and profitability targets To provide business context to modelling and analytical teams and lead a data-driven Unsecured Credit strategy  To provide input into credit client experience through improved processes and product value proposition.
Experience Minimum: 2 – 3 years working in an unsecured credit portfolio.  Exposure to a data-driven culture / business environment.
Proven experience in providing insights based on data analysis.
Ideal: 3+ years' experience in risk management of unsecured credit portfolio Qualifications (Minimum) Grade 12 National Certificate / Vocational Bachelor's Degree in Commerce or Economic and Management Sciences Qualifications (Ideal or Preferred) Honours Degree in Commerce or Economic and Management Sciences Knowledge Minimum: Analytics Scorecard building, modelling and portfolio management Understanding of scored lending / a volume book Understanding of the SME environment Financial Services Industry (retail or other) Basel II Credit Risk regulatory requirements Ideal: Banking Skills Analytical Skills Computer Literacy (MS Word, MS Excel, MS Outlook) Decision making skills Numerical Reasoning skills Problem solving skills Accounting / Financial Services  jobs