Specialist: Unsecured Credit

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below: 1.To see what life at Capitec is all about and complete a short assessment, pleaseclick here! 2. Once you have completed the above finalize your application by clicking apply below.
To provide specialist knowledge and data insights linked to product knowledge towards the formulation and enablement of the Bank's Unsecured Credit Strategy – in order to achieve the required market share within ROE and profitability targetsTo provide business context to modelling and analytical teams and lead a data-driven Unsecured Credit strategyTo provide input into credit client experience through improved processes and product value proposition.ExperienceMinimum: 2 – 3 years working in an unsecured credit portfolio.Exposure to a data-driven culture / business environment.Proven experience in providing insights based on data analysis.Ideal: 3+ years' experience in risk management of unsecured credit portfolioQualifications (Minimum)Grade 12 National Certificate / VocationalBachelor's Degree in Commerce or Economic and Management SciencesQualifications (Ideal or Preferred)Honours Degree in Commerce or Economic and Management SciencesKnowledgeMinimum:
AnalyticsScorecard building, modelling and portfolio managementUnderstanding of scored lending / a volume bookUnderstanding of the SME environmentFinancial Services Industry (retail or other)Basel IICredit Risk regulatory requirementsIdeal:
BankingSkillsAnalytical SkillsComputer Literacy (MS Word, MS Excel, MS Outlook)Numerical Reasoning skillsConditions of EmploymentClear criminal and credit recordCapitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals. Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06

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