Specialist: Credit Analyst Apply
Remote Type: Hybrid
Location: Johannesburg
Time Type: Full time
Posted On: Posted 2 Days Ago
Time Left to Apply: End Date: October 7, 2024 (2 days left to apply)
Job Requisition ID: R-15967947
Empowering Africa's tomorrow, together…one story at a time. With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
Job Summary To support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations for Growth Business clients.
Job Description Collections Strategy Management: Demonstrate in-depth understanding of the portfolio. Clear understanding of collections and impairments, and the drivers thereof. Clear understanding of the documented strategy and policy within portfolio. Conduct quality credit risk assessments and reviews for all BAU processes and strategy. Proactively manage credit risks associated with clients. Design and develop data-driven collections strategies by identifying gaps, providing solutions, and aligning to overall portfolio strategy. Embed enhancements to collections strategies through rigorous research and interrogation of data. Data and Systems Management: Drive ownership of BAU, Ad-Hoc, and automated processes. Produce and analyze relevant management information and insights within stipulated SLA. Perform quality data analysis and data processing techniques (i.e., sourcing, cleaning, analyzing, validation and consolidating large data sets utilizing strong SAS skills and identifying anomalies/trends). Governance: Adhere to the bank's credit risk policies and all relevant legislation. Support end-to-end audit and governance processes. Keep abreast with regulatory changes as it relates to collections. Align to BU and industry best practices. Understand, investigate, and provide thorough feedback on exceptions. Customer and stakeholder management. Presentation of analytical results and proposals to both technical and non-technical audiences. Soft Skills: Communicate effectively with all stakeholders. Conduct oneself professionally. Manage time and workload. Education Bachelor's Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required).
Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank. Absa Bank Limited reserves the right not to make an appointment to the post as advertised. About Us Truly African We are a diversified standalone African financial services group, delivering an integrated set of products and services across personal and business banking, corporate and investment banking, wealth, investment management and insurance.
Absa Group Limited is listed on the JSE and is one of Africa's largest diversified financial services groups with a presence in 12 countries across the continent and around 41,000 employees.
We own majority stakes in banks in Botswana, Ghana, Kenya, Mauritius, Mozambique, the Seychelles, South Africa, Tanzania (ABSA Bank in Tanzania and National Bank of Commerce), Uganda, and Zambia. We also have offices in China, Namibia, Nigeria, the United Kingdom and the United States of America, a Technology Hub in Prague, and insurance operations in Botswana, Kenya, Mozambique, South Africa, Tanzania and Zambia.
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