Minimum requirements:A minimum of 5 years of proven experience in a debtors or collections environmentAn accredited relevant diploma or bachelor's degreeClear ITC recordAdvanced proficiency in Microsoft Word, Excel, and OutlookExperience with Great Plains 18 (advantageous)Knowledge of credit laws and regulationsFamiliarity with credit risk assessment techniques, collections, and financial analysisAbility to develop and implement credit policies and proceduresPossession of a valid driver's license and own vehicleWillingness to visit customers in rural areas and informal settlementsThe successful candidate must possess the following necessary attributes:Strong analytical and problem-solving skillsExcellent communication and negotiation abilitiesEffective interpersonal skillsExceptional numerical aptitudeStrong personal organisation and business administration skillsAbility to work productively, efficiently, deadline orientated and attention to detail and qualityMust be resilient and agileMust maintain a professional demeanour, be approachable, and focus on customer serviceCapacity to perform effectively in a high-pressure environmentResponsibilities will include but are not limited to the following:Research and evaluate clients' creditworthiness.Create credit scoring models to predict risk.Approve or reject credit requests based on credibility, potential revenue, and projected losses.Negotiate credit terms with clients.Monitor payments.Maintain records of credit applications.Develop, review, and update the company's credit policies.Follow up with clients to manage debt settlements and trade agreements.Ensure that all credit procedures comply with regulatory standards.Provide professional reports to senior management.The successful candidate will report to the Group Credit Manager. Remuneration will be determined according to qualification & experience.The company offers the normal benefits of a large company.In Accordance with the company employment Equity plan and its employment equity goals and targets, preference may be given, but is not limited, to candidates from under-represented designated groups.Only shortlisted candidates will be contacted.Salary: R Job Reference #: 1146340