The Senior Assessor is responsible for the completion of credit risk assessments and the management of data which relates to the legal entities involved. The Senior Assessor will use information obtained from internal and third-party sources in a way that provides the reader with valuable and meaningful information for decision making. The assessments must enable the reader to understand the creditworthiness of the assessment subject, and provide additional contextual and risk information, within given timeframes and deadlines. The reader must be able to make decisions which are informed by relevant, complete, and accurate information, opinions and recommendations.The Senior Assessors are expected to ensure that the information required is obtained, including liaising with the client and the subject directly.The value added by a Senior Assessor is the meaningful interpretation of the information obtained and included in the assessments, making recommendations based on the interpretation and offering suggestions and solutions which could assist the client reduce their risk exposure.A Senior Assessor is expected to consistently deliver results of a higher quality than Assessors, provide support and guidance for the upskilling of colleagues and demonstrate advanced knowledge and skill when concluding assessments. Position Requirements:Qualifications: A business-related tertiary qualification will be an advantageExperience: 3 years work experience, preferably in a related industry Core Accountabilities and ResponsibilitiesManagement, Motivation and LeadershipBe accountable for your own work.Self-manage to ensure quality and timing expectations are consistently met.Be a positive social influence and motivate colleagues by displaying energy, showing enthusiasm and having a proactive attitude.Identify your own weaknesses and escalate proactively, always seeking self-improvement.Identify needs for upskilling within the BCB team and support growth of the technical skills and expertise as needed. Effectiveness and DeliverySend reports on or before the deadlineInform the client of delays or of incomplete reports and that the full report will be sent on completion when missing information is receivedExcellent working knowledge of BCM PlatformCompetent on Business Platform System and CregalinkExercise good judgment when encountering problems or challengesBe pragmatic and apply common sense when looking for solutionsAdd value to assessments, beyond simply following processesOutputs to always reflect to retain a professional image OperationMeet Operational standards as per operating proceduresUnderstand and interpret all report modules up to a Detailed and International reports.Ensure all data is captured into the report modulesIdentify adverse information from internal sources and ensure inclusion in assessmentsEnsure Quality Control in all assessments Accuracy of all informationRelevance of informationCorrect Spelling and GrammarAdequate information included for decision making Analyse data and provide an insightful summary, conclusion, and assessmentGive a limit recommendation supported by your findings and interpretation of informationCapture financial information and work in progress to the appropriate modules, ensuring absolute accuracy and correctness of information Information GatheringConsistently obtain financial information and documentation, together with work in progress information and documentation, as required by different assessmentsEnsure all available sources of information are used to gather relevant information based on a report request. (Business Platform System, Databuild, Industry Insight, Lightstone, Google, Cregalink, BCM Platform)Query information where reliability of source or content of information is questionableDrive the receiving of information timeously through continued follow up via phone calls and emailsEnsure that the capturing of information onto the BCM Platform is of the highest standard of quality and accuracy Interpretation and documentation of findingsDemonstrate a good understanding of financial information, including financial statements and age analysisDemonstrate an ability to translate financial information competence into adding valuable information and conclusions to assessmentsInterpret information received from sources and document the information in a way that reflects the credit worthiness of the entity and adds value and insight to the readerProduce reports in line with consistent high standards, ensuring that all information gathered is reflected in the report in a way that provides business intelligence to the client as a base for decision makingAll information that required further investigation or is a potential risk must be clearly highlightedIdentify scams, using the scam identification checklist, common sense and experience CommunicationProactively communicate with customers updating them of the progress of reports, providing an adequate explanation if there are delays and provide timelines of when the report will be completedClearly and eloquently communicate with parties that need to provide information, over the phone and via e-mail, in order to ensure relevant information is gatheredCommunicate with Regional Credit Risk Advisors, Senior Credit Risk Advisors and Credit Risk Advisors or Debt Recovery Specialists to clarify time and report content requirementsCommunicate with the above internal stakeholders, and directors, where additional information, market intelligence or assistance acquiring information is needed