Risk Specialist

Details of the offer

Old Mutual is a firm believer in the African opportunity and our diverse talent reflects this. Job Description Responsible for implementing Governance and Risk management plans, policies, processes and monitoring to ensure the organization complies with laws, regulations, statutory and supervisory requirements. Develop and implement processes to ensure that monitoring of all risks that affect the organization are maintained. Responsibilities: Develop and monitor key risk indicators that are mapped to various risks to determine elevations in risk and proactively implement risk mitigation measures. Responsible for developing, implementing and monitoring a risk-based program to identify, assess and mitigate any risks from inadequate or failed internal processes. Regularly evaluate the adequacy and effectiveness of policies, procedures, processes, systems and internal controls. Develop regular operational risk performance reports for senior management and risk committees, including trend analysis, recommended strategies and updates on implemented actions to mitigate identified risks. Develop and implement policies and procedures designed to mitigate risk exposures and enhance risk management activities. Conduct risk analysis, modelling and scenario stress testing to assess the effectiveness of existing controls given current and future legislative, regulatory and/or statutory amendments. Monitor compliance with applicable regulatory requirements relevant to the organization and its products and/or services. Identify potential areas of compliance vulnerability and risk; develop and implement corrective action plans for resolution of problematic issues. Provide general guidance around new product and marketing developments from a risk management point of view. Provide reports on a regular basis to keep respective governance structures informed of the operation and progress of risk efforts. Define and implement processes and procedures to ensure that all regulatory risk management requirements are identified and adhered to. Develop and maintain a system/tool(s) that support the ease of data collection, consolidation and submission for audit purposes. Act as an independent review and evaluation body to ensure that risk management issues/concerns within the organization are being appropriately evaluated, investigated and resolved. Continuous improvement to ensure effective service: Ensure statutory and risk management knowledge is always current in order to advise the business on risk management and to improve the customer experience whilst complying with regulatory and OM Group governance requirements. Ensure adherence to organisational policies, practices, guides, mandates and procedures. Identify solutions to enhance cost effectiveness and increase operational efficiency. Service delivery to ensure customer satisfaction: Maintain service, quality and desired outputs within a specific functional process through ensuring compliance to policies, procedures and standards. Establish productive operational relationships with key stakeholders in the various channels and administrative teams. Develop work routines in line with operational plans/schedules in order to manage achievement of service delivery goals. Share knowledge on, and participate in the creation of new standards, control systems and procedures to maintain service delivery. Cost control and governance adherence: Proactively ensure use of time, of resources, money, materials or equipment is in line with policies and procedures. Comply with corporate governance policies, procedures and standards. Operate within agreed mandates. Contribute to the development and implementation of fit for purpose budgets. Manage quality people practices: Align own behaviour with the organisation culture and values. Share and transfer product, process and systems knowledge to colleagues and team members. Collaborate and work with the business to deliver required service levels. Actively share information with other team members regarding successes, issues, trends and ideas. Experience Knowledge & Skills Required: Bachelor's degree in risk management or relevant business related degree or qualification. 3 – 5 years' experience in a Risk management role within the Insurance industry. Closing Date: 22 November 2024 The appointment will be made from the designated group in line with the Employment Equity Plan of Old Mutual South Africa and the specific business unit in question. Old Mutual Limited is pro-vaccination and encourages its workforce to be fully vaccinated against Covid-19. All prospective employees are required to disclose their vaccination status as part of the recruitment process. Please refer to the Old Mutual's Covid-19 vaccination policy for further detail. Kindly note that Old Mutual reserves the right to reinstate the requirement to vaccinate at any point if it is of the view that it is imperative to do so. About Us Old Mutual is a premium African financial services organisation that offers a broad spectrum of financial solutions to retail and corporate customers across key market segments in 14 countries. The lines of business include Life and Savings, Property and Casualty, Asset Management and Banking and Lending. We are rooted in our purpose of Championing Mutually Positive Futures Every Day and believe that a great customer experience is anchored in a great employee experience.
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