Job OverviewBusiness Segment: Personal & Private BankingLocation: ZA, Gauteng, JohannesburgJob Type: Full-timeJob Ref ID: 80089077A-0001Date Posted: 12/18/2024Job Description:To grow, maintain and retain a portfolio of signature banking customers in line with the segment value propositions, related initiatives and activities aimed at creating value for the client and the bank.QualificationsMinimum Qualifications:Type of Qualification: First Degree (NQF7)Field of Study: Business CommerceExperience Required:5-7 years experience in sales, service, relationship management, credit applications and financial acumen (i.e., proven sales track record in the Financial service industry).Sound knowledge of the Bank's laid down policies and procedures as it relates to the processing of customer transactions.The ability to analyse customer needs by engaging with them, analysing their personal financial objectives as well as their current financial position.Proactively promote a relationship-based offering through a primary point of contact, which meets the client expectations by providing personalized financial solutions in line with the client value proposition.Prepare and submit quality credit applications for evaluation and/or approval by Credit, where required or oversees the preparation of credit applications.
Conduct credit reviews as and when required.Analyse client's financial information and formulates solutions on how to respond to a client's needs and requirements accordingly (e.g., a client is experiencing a cash flow problem).Ensure that all clients in the portfolio meet the segmentation criteria as per defined parameters.Additional InformationBehavioral Competencies:Articulating Information, Conveying Self-Confidence, Convincing People, Developing Strategies, Empowering Individuals, Establishing Rapport, Examining Information, Exploring Possibilities, Impressing People, Interacting with People, Interpreting Data, Making Decisions, Producing Output, Providing Insights, Pursuing Goals, Seizing Opportunities, Taking Action, Thinking Positively, Understanding People, Upholding Standards.Technical Competencies:Banking Process & Procedures, Commercial Acumen, Customer Understanding (Consumer Banking), Financial Acumen, Product Knowledge (Consumer Banking), Risk Identification, Risk Reporting.Please note: All our recruitment processes comply with the applicable local laws and regulations.
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