Company DescriptionStandard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector's most talented, motivated professionals.
Our clients range from individuals to businesses of all sizes, high net worth families, and large multinational corporates and institutions.
We're passionate about creating growth in Africa, bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.Job DescriptionTo grow, maintain and retain a portfolio of private banking customers in line with the segment value propositions, related initiatives, and activities aimed at creating value for the client and the bank.QualificationsType of Qualification: First Degree (NQF7)Field of Study: Business CommerceExperience RequiredAffluent ClientsPersonal and Private Banking5-7 years experience in sales, service, relationship management, credit applications, and financial acumen (i.e., proven sales track record in the Financial service industry).Sound knowledge of the Bank's laid down policies and procedures as it relates to the processing of customer transactions.The ability to analyse customer needs by engaging with them, analysing their personal financial objectives as well as their current financial position.Proactively promote a relationship-based offering through a primary point of contact, which meets the client expectations by providing personalized financial solutions in line with the client value proposition.Prepare and submit quality credit applications for evaluation and/or approval by Credit, where required or oversees the preparation of credit applications.
Conducts credit reviews as and when required.Analyse client's financial information and formulates solutions on how to respond to a client's needs and requirements accordingly (e.g., a client is experiencing a cash flow problem).Ensure that all clients in the portfolio meet the segmentation criteria as per defined parameters.Additional InformationBehavioural Competencies:Articulating InformationConveying Self-ConfidenceConvincing PeopleDeveloping ExpertiseEmpowering IndividualsEstablishing RapportExamining InformationExploring PossibilitiesImpressing PeopleInteracting with PeopleInterpreting DataMaking DecisionsProducing OutputProviding InsightsPursuing GoalsSeizing OpportunitiesTaking ActionThinking PositivelyUnderstanding PeopleUpholding StandardsTechnical Competencies:Banking Process & ProceduresCommercial AcumenCustomer Understanding (Consumer Banking)Financial AcumenProduct Knowledge (Consumer Banking)Risk IdentificationRisk Reporting
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