Time left to apply: End Date: November 6, 2024 (5 days left to apply)
Job requisition id: R24072
Job DescriptionTo support the Business Relationship Manager by analysing credit data to estimate degree of risk in extending credit or lending money in support of a broader client relationship.
Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of the people that make it happen.
As part of our team in FNB Commercial Sales and Service in Inland, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now's the time to imagine your potential in a team where experts come together and ignite effective change.
ResponsibilitiesAnalyse credit data to estimate degree of risk in extending credit or lending money in support of a broader client relationship.Year on year revenue growth versus budget for team portfolio.Achieve the delivery of exceptional customer experience against the Balanced Scorecard standards.Act as the point of contact for the defined customer portfolio.Deal with customer complaints and ensure that they are resolved to the satisfaction of the customer.Manage the growth of active customer Account Base to increase client base.Ensure competent portfolio management as well as asset and liability growth.Maximise Business Portfolio cross-sell opportunities and strengthen client relationships.Convert identified leads into successful sales.Achieve individual targets as set according to appropriate business area or sales plan.Comply with governance in terms of legislative and audit requirements.Manage the % of facility documents outstanding in excess of 60 days after renewal as measured by Collateral team per BS Team/region based on facilities approved and documents submitted.Ensure effective Data Management by ensuring expired limits are attended to against set target.Prepare credit proposals for review by the Credit Product House.Compliance with procedures and processes.Keep abreast of market developments, particularly concerning process and credit policy.Manage own development to increase own competencies.Qualifications2-3 Years Relationship Analyst Sales experience in a Commercial Banking environment.NQF5 (Financial).Credit Management exposure is a plus.Experience of dealing with high-level customer queries.Not an unrehabilitated insolvent.BenefitsOpportunities to network and collaborate.A challenging working environment.Opportunities to innovate.Ideal Candidate TraitsAdaptable and curious.Sales-driven.Thrive in a collaborative environment.Client-centric.Apply now if you are interested in taking the next step. We look forward to engaging with you! Job DetailsTake note that applications will not be accepted on the below date and onwards; kindly submit applications ahead of the closing date indicated below. 06/11/24
All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.
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About UsServing retail and commercial customers, FNB is so much more than a bank, offering life and short-term insurance, innovative savings and investment products, and a digital universe of solutions that help customers navigate challenges and opportunities of everyday life. It has a market-leading app and a globally recognised rewards system in eBucks. FNB has won multiple awards, including the Strongest Banking Brand in the World in the Brand Finance Banking 500 2023 report. FNB represents multiple opportunities for you to build an exciting and rewarding career, especially if you want to change people's lives in an authentic, profound, and sustainable way.
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