5 days ago Be among the first 25 applicants MAIN PURPOSE OF THE JOBManage Commercial Banking and Transformation credit assessment function within the designated region. Manage and oversee all lending activities and risks associated to credit granting and underlying clients within approved Land Bank mandate and risk appetite as determined by the Bank from time to time in accordance to approved Credit Policies, norms and mandates. Provide leadership to ensure that the key strategic objectives are met. Responsible to manage and mitigate credit risk in the designated region which includes. Be responsible for adopting and optimizing a best fit operational model with the appropriate finance, governance and risk framework and controls, and ensure alignment with the Bank's guidelines, policies and legislationEstablish, input, implement and take lead in the reviewing of credit policy; procedures; credit risk frameworks in collaboration with internal and external stakeholders.Introduce and embed operational efficiencies by implementing customer centric credit execution of credit strategy, function inclusive of related policies, norms and SOP and making informed credit recommendations.Identify improvement opportunities to credit processes which will reduce risk by conducting gap analysis for emerging commercial farmers, medium and large commercial farmer segments at a regional level and support the Bank's prudent lending approach.Manage credit risk by keeping abreast of appropriate legislation through relevant research and benchmarking to align to industry best practices.Preferred Minimum Education And ExperienceB Degree in Agricultural Economics / Finance / Commerce / Credit Risk / Accounting8 years Managerial experience in credit granting environment5 years Senior management levelCritical CompetenciesAgricultural Development and transformationCredit Granting Policies, Norms & ProceduresLegislationFinancial & accounting PrinciplesCredit & financial analysisProject FinanceCredit Lending Strategy and SystemsAdditional RequirementsExtended hours as and when required.Travel as and when required.Desired SkillsCreditCredit ManagementCredit RiskAbout The EmployerBanking Seniority levelSeniority level Executive Employment typeEmployment type Full-time Job functionJob function Finance and Sales Industries Human Resources Referrals increase your chances of interviewing at Fempower Personnel (Pty) Ltd by 2xGet notified about new Head of Finance jobs in Polokwane, Limpopo, South Africa.We're unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
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