Product Analyst (Asset Based Finance) Apply locations: Johannesburg
Time Type: Full time
Posted on: Posted Yesterday
Time left to apply: End Date: October 23, 2024 (5 days left to apply)
Job Requisition ID: R23193
Job Description To facilitate fair application of workplace policies and labour legislation by monitoring and reporting on business compliance to appropriate industrial relations legislation by building the employee relations capability and enabling management effectiveness through the execution of proactive employee relations initiatives, aligned to the organisational philosophy. The role incumbent compiles and validates the authenticity of credit information in credit applications. Financial analysis is a critical aspect of this role.
Manage own costs and expenses associated with role to enhance cost effectiveness. Deliver exceptional service that exceeds customers' expectations through proactive, innovative and appropriate solutions. Provision of an efficient administration service through careful and timeous planning, reporting and updating of all related information. Initiate and manage product research, data mining and quantitative analysis to ensure sustainability and future competitive growth. Manage own development to increase own competencies. Liaise with internal and external stakeholders and support functions. Analyse the integrity of credit applications. Analyse financial statements, management accounts, cash flow projections, forecasts and undertake debt service cover calculations. Motivate (note for file) and submit credit application to Credit for approval. Qualifications and Experience: 3 Year Qualification in Finance, Marketing or similar. 1-3 Years relevant experience. Credit Experience. Financial Analysis. Commercial Asset Based Finance experience is mandatory. Job Details Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below. 23/10/24
All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.
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About Us FirstRand provides a comprehensive range of financial services in South Africa and certain markets in broader Africa. The group also offers certain niche products and services in the UK and India. Listed on the Johannesburg Stock Exchange (JSE) and the Namibian Stock Exchange (NSX), FirstRand Limited is the largest financial institution by market capitalisation in Africa.
The group follows a multi-branding approach. Its portfolio of financial services businesses includes FNB, RMB, WesBank, Ashburton Investments, Aldermore, MotoNovo, DirectAxis and MotoVantage. Many are leaders in their respective segments and markets, offering transactional, lending, investment and insurance products and services. The FirstRand Corporate Centre houses many of the critical functions required by a large and complex financial services group.
The group's track record of delivering superior returns to shareholders has been achieved through a combination of organic growth, acquisitions, innovation and the creation of completely new businesses.
The group's purpose of delivering Shared Prosperity provides many opportunities for employees to innovate to address social and environmental challenges in our markets. All of our businesses have successful Volunteering programmes which also allow employees to adopt and support causes close to their hearts.
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