Portfolio Credit Analytics Manager

Business Segment: Personal & Private Banking Location: ZA, GP, Johannesburg, Simmonds Street 3 To develop, maintain and enhance end to end strategy design of a Lending product across the credit life cycle.To inform key stakeholders with superior analysis in order to ensure the most efficient allocation of funds within the retail credit environment.Manage credit risk and related projects, to manage the the health of the credit portfolio. You will analyse consumer credit data in order to make informed credit decisions and recommendations.Consulting with key stakeholders that have analytical requirements, whilst proactively seeking to optimise the portfolio of customers by identifying and implementing value adding solutions.Building collections and/or originations strategy solutions that manage and grow the portfolio within risk appetite, and ensuring the implementation of such.Ongoing creation and optimisation of new reporting.Ensure appropriate insights are provided on portfolio trends including collections, originations and impairments.Create new business solutions for, and ensure smooth transitions onto, new systems.Represent the portfolio in various governance forums. Qualifications Relevant business related tertiary qualificationSAS / SQL / VBA / Other Coding LanguagesAdvanced computer literacy skills with a high proficiency in MS Excel, Word and PowerPointExperience Required4-8 years of experience in an analytical role Additional Information Strong analytical skills and self-motivated driver of performancePerformance-driven and results-orientated with a relentless drive to succeedExcellent interpersonal communication (verbal & written) abilitiesThe ability to prioritise and multi-task, within a fast-paced and pressurised environmentStrong planning, organizing and coordinating skillsExceptional attention to detail with a thorough approach to workAn energetic positive approach to problem solvingPlease note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or ******
#J-18808-Ljbffr