Northern Suburbs.
R15-R20k.
Discretionary bonus in December.
No med or prov fund.
Purpose: Our client is a well-established and respected finance company for home finance by offering a home loan structured as an instalment sale.
The business is in an exciting phase of rapid growth and seeks an applicant to assist with credit origination and management of the credit exposure (Home loans).
Company Culture: Mutual respectShared goalsCommitment to employee growth and developmentTeam playerFun and hard-working environmentEmployment Type: Full timeKey Responsibilities: Receive credit applicationsPerform credit worthiness and affordability proceduresGeneral application processingDatabase managementHandle telephonic and email queries regarding the property companyApplication status, quotations issued, or any other questions regarding the productsLoan book management – forbearance, restructuring, collections managementReportingTeam Structure: Report to credit manager and directorOffice team of nineWork closely with administration and fulfilment teamsQualifications Educational Requirements: Matric is the minimum educational requirementIndustry-specific qualifications would be advantageousExperience Requirements: Knowledge of National Credit Act, FICA and practical Credit AssessmentCredit environment experience and/or mortgage industry experience of at least 2 yearsDemonstrated Excel abilityUnderstanding of home loans environment would be advantageousSkills and Competencies: TeamworkAnalytical thinkingAbility to work under pressureAbility to explain concepts in layman's terms to clientsFast learnerVery good telephone and e-mail etiquetteAbility to work without supervision / initiativeLanguage Requirements: Proficient & fluent in English and AfrikaansMarket related salary Range: R15 000 to R20 000 depending on experience and seniorityDiscretionary bonuses are paid in DecemberPlease submit your CV with a photo and kindly let me know what you are currently earning.
Job FeaturesJob Category: Credit Analyst, Finance, Financial, Mortgage Originator
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