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We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees. Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients.
Who We AreWe are a bank, but we're much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through a personal experience. By helping our clients manage their financial lives better, we enable them to live better.
Why Choose UsAt Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow.
Ideally you will haveOur ideal candidate would have a completed Masters Degree in Accounting/Financial Accounting or Finance, as a Registered CA (SA) or complete CIMA (Chartered Management Accountant) with experience in either banking or financial services. As a Manager you will bring proven financial management experience at a senior management level, managing a team of qualified financial professionals in the capacity of Financial Business Partners and Costing Analyst, focusing on team development, be responsible for ensuring their allocated divisional Opex and Capex are within budget. In addition, you will have experience in strategic business partnering and providing business insights, annual budgeting and monthly forecasting, management reporting by building and maintaining profitability views for the various lines of units and understand the drivers within these units, as well as perform cost benefit analysis or profitability reports using ABC costing principles.
About the roleYour key focus areas will be to ensure that Capitec Bank's strategic objectives i.e., profit, efficiency, processes and procedures are managed and that your team are able to drive these objectives within their portfolios. You will build relationships with a variety of business stakeholders and identify innovative and proactive implementable solutions with your expertise and knowledge within retail credit, compliance legislation, operational finance, and financial assets.
You will be responsible for:
Leading a team of costing analysts and finance business partners with a primary focus on the retail credit business. The role will also look after a component of fee income (non-credit related income) but the primary focus will be credit. A solid understanding of IFRS9 will be advantageous in this role Working closely with the provisioning and credit teams to understand the drivers of the retail credit book performance and unpacking thereof Reporting measures like return on equity for the credit business and enhancing the understanding thereof Reviewing and understanding the credit-related forecasts and budgets of the retail bank If you are interested in being part of this dynamic team, on a mission to build the best bank in the world through unlocking the potential of its people, please apply. We would love to hear from you!
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals
Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06
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