Manager, Credit Risk

Business Segment: Business & Commercial Banking
Location: ZA, GP, Johannesburg, Baker Street 30
To drive the provision of adequate Credit Risk controls of Business and Commercial Clients (BCC), focusing on mitigating risks encountered in the post-credit granting stage of the lending process by evaluating and auditing the loan verification and sanction processes and related activities and oversee the rectification thereof to minimise credit risks.
Qualifications
Minimum Qualifications
3 year qualification inBanking orFinance and Accounting

Experience Required Credit Risk-BCC
Risk & Corporate Affairs
1-2 years
Experience in dealing directly with Branches, specifically in the Account Support department. Good understanding of what Portfolio Management entails and skills to implement same. Frontline interaction (Customer interaction) will contribute to the understanding of what needs to be done in the specific job under discussion. With increased levels of understanding amongst Branch Business Support, the turnaround times will have a commensurate improvement.

5-7 years
Deep knowledge of various legislative requirements, particularly as it pertains to credit agreements, loan documentation, legal processes, and the variety of lending mechanisms & types of collateral that may be used. Thorough understanding of relevant registration processes and various contingencies that may occur under exceptional conditions particularly pertaining to the assets of large corporate organisations.
Additional Information
Adopting Practical ApproachesEmpowering IndividualsExamining InformationExploring PossibilitiesGenerating IdeasInteracting with PeopleInterpreting DataMaking DecisionsAccount Opening & MaintenanceApplication & Submission Verification (Business Banking)Credit DeliveryCustomer Acceptance & Review (Business Banking)Loan ProcessingProduct Knowledge (Business Banking)Product Related Systems (Business Banking)Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or ******
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