Apply By:We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:To see what life at Capitec is all about and complete a short assessment, please click here!Once you have completed the above finalize your application by clicking apply below.Purpose StatementTo diversify the risk of loss through bad debts and optimise profits through effective execution of credit portfolio reporting and management across the Capitec Business Bank credit portfolio.To interact with other areas of the bank and acting as a catalyst in ensuring compliance with agreed risk parameters as set out in the Bank's strategy and contained in the credit risk appetite schedule.ExperienceMinimum:At least 8 years relevant Credit risk management experience across Personal and Business markets in a bank which includes:5yrs general credit management3yrs accountingStakeholder management at all levels, guiding and influencing to manage credit risk.Ideal:Credit risk appetite formulation and credit portfolio management experience for a lending portfolio in a bank.Contributing and providing input into credit management strategy.Qualifications (Minimum)Honours Degree in Accounting - Financial Accounting or Accounting - Management AccountingQualifications (Ideal Or Preferred)Qualified Chartered Accountant (CA)KnowledgeMinimum:Business knowledge and acumenCredit Risk management, including the application of a credit risk frameworkUnderstanding of Project Management methodologies and processesPeople and relationship management principles and practicesBroad knowledge and understanding of accounting and financial managementIdeal:Credit risk management experience across the key drivers of credit portfolio performance (financial reporting, provisions, risk appetite tracking, risk profile analysis).SkillsAnalytical SkillsCommercial Thinking SkillsComputer Literacy (MS Word, MS Excel, MS Outlook)Decision making skillsProblem solving skillsConditions of EmploymentClear criminal and credit recordCapitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.
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