Requisition & Talent Acquisition Consultant Details
REQ 136385 - Twanette Coetser
Closing Date - 22 October 2024
Location & Cluster
Total Business Banking and Retail - Credit Value Management - RBB Centralised
135 Rivonia, Sandton, Gauteng
Career Stream
Credit Management
Leadership Pipeline
Manage Self: Professional
Manager: Credit
Job Purpose
To recommend and or grant credit within mandate levels in order to place quality assets, in line with responsible lending on to the book and continued risk management across all stakeholders.
Job Responsibilities
Validate client and supporting information by assessing the contents of the documents.
Analyse credit applications by assessing serviceability of the funding applied for.
Approve funding by making decision based on the credit policy guideline in conjunction with relevant Nedbank strategy and the analysis based on the information provided.
Suggest alternative funding solutions by making recommendations based on the credit policy guideline and the analysis based on the information provided where declined.
Build and maintain effective working relationships by providing a range of specialized credit risk management advisory services.
Manage client expectations by operating within the specified parameters and Service Level Agreements (SLA).
Enhance processes, policies and procedures by recommending and making submissions to the relevant parties.
Adapt to changes in Legislation by providing input to redesigning credit processes and systems where applicable.
Ensure processes are actioned within mandated signatories by checking and confirming the sign off.
Manage daily activities of direct reports by monitoring the staff output.
Manage performance and build the intellectual capital of the team by conducting on the job training, counselling and coaching.
Support the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.
Identify training courses and career progression for self through input and feedback from management.
Ensure all personal development plan activities are completed within specified timeframe.
Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.
Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
Participate and support corporate responsibility initiatives for the achievement of business strategy.
Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
Minimum Experience Level
5 years' credit / credit assessment experience within a Banking environment. Commercial Banking Credit experience will be an advantage.
2 - 3 years' Small Business Services Credit Assessment experience a must.
Nedbank Credit Assessment System knowledge.
Requirements
NQF Level 6 (National Diploma) or Higher in a Financial or Accounting / Management / Accounting / Analysis.
Technical / Professional Knowledge
Banking knowledge
Banking procedures
Business Acumen
Communication Strategies
Data analysis
Governance, Risk and Controls
Industry trends
Nedbank policies and procedures
Principles of financial management
Principles of project management
Behavioural Competencies
Communication
Customer Focus
Decision Making
Work Standards
Managing Work
Technical/Professional Knowledge and Skills
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