Manager, Credit Evaluation - Mpumalanga

Business Segment: Business & Commercial Banking
Assess and evaluate lending applications for clients using sound credit risk and affordability assessments, financial principles, and credit policies which will support the bank's asset book growth and manage credit losses by ensuring that lending credit principles are applied and that lending is within the Bank's risk appetite parameters.
This will include the spectrum of lending products available to business segment clients, including specialised lending, trade finance, debtors finance, commercial property finance, Agriculture (in particular), and others, dependent on the client and segment within which the Manager operates.
Qualifications Minimum Qualifications Type of Qualification: Undergraduate Degree
Field of Study: Business Commerce or Finance and Accounting or Agric qualification
Experience Required
Minimum of 5-7 years of experience in intuitive credit assessment and decisioning in relevant segments and products (i.e., across business banking and Agri).
Thorough knowledge and understanding of financial statements.
Knowledge and understanding of repayment structures, collateral, and collection processes within the banking environment.
Understanding of legalities associated with lending and collateral.
Domestic/local travel may be required. Additional Information Articulating InformationDeveloping StrategiesDirecting PeopleExamining InformationComplianceStakeholder ManagementStrategic Alignment & ExecutionStrategic Planning and ReportingPlease note: All our recruitment processes comply with the applicable local laws and regulations.

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