Manager, Credit Evaluation

Business Segment: Personal & Private Banking
Assessment and evaluation of lending applications for clients based on sound credit risk and affordability assessments, financial principles and credit policies which will manage growth of the asset book of the bank with a view of minimizing losses and mitigating credit risks. This may include a variety of lending products dependent on the client and segment within which the Manager operates. Support business partners in understanding and meeting client lending needs. Including but not limited to:
Credit evaluationsClient EngagementCredit Risk managementTraining and mentoringStakeholder managementManagement informationProject managementQualifications Minimum Qualifications Primary Qualification: BCom or Finance degree
Field of Study: Business Commerce/ Finance
Secondary Qualification: Credit diploma and on-the-job experience
Experience Required 3 - 4 years experience in intuitive credit assessment and decisioning in relevant segment and products. Knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral, and collection processes within the banking environment.

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