Manager, Credit Evaluation - Cape Town, Heerengracht Street

Job title : Manager, Credit Evaluation - Cape Town, Heerengracht StreetJob Location : Western Cape, Cape TownDeadline : February 08, 2025Quick Recommended Links Jobs by Location Job by industries Job Description To assess and evaluate lending applications using sound credit risk and affordability assessments, financial principles and credit policies which will support the bank's asset book growth and manage credit losses by ensuring that lending credit principles are applied, and that lending is within the Bank's risk appetite parameters.
Support business partners in understanding and meeting client lending needs and operating in one or more of the segments, as required by business. Qualifications Minimum Qualifications Type of Qualification: Undergraduate Degree  Field of Study: Business Commerce or Finance and Accounting Experience Required Credit Risk – BCB Risk & Corporate Affairs 5-7 years Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e.
across business banking or Agri).
Thorough knowledge and understanding of financial statements.
Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment.
Understanding of legalities associated with lending and collateral. Accounting / Financial Services  jobs