Purpose StatementTo ensure the deliverables within the area of responsibility aligns with the objectives, plans, processes and standards of Credit Decision Science (Collections, Recoveries, Account Management)To lead a team of specialists within the (Collections, Recoveries and Account Management) function to perform analysis to translate active business data into usable strategic information to inform the business on any critical and measurable credit and risk indicators.To perform analysis to translate active business data into usable strategic information to inform the business on any critical and measurable credit and risk indicators. Experience4 years relevant experience in data scienceExperience must include the following (within the Retail Credit Risk Management Environment):Extracting and Aggregating Data from Large Relational DatabasesData Mining and Predictive ModellingPreferred:Leadership demonstrates in project/ leading of analyst/ data scientist Qualifications (Minimum)Honours Degree in Mathematics or Data Science Qualifications (Ideal or Preferred)Masters Degree in Mathematics or Data Science KnowledgeAnalyticsPredictive Modelling and Machine LearningProject management methodologiesIT implementation cycleCredit cycleTechnical understanding and knowledge (different operating systems / databases / programming languages)General business acumen to identify the impact technical issues may have on design and delivery of solutions.Best practices and tools in credit riskInterpretation of user requirements and translation into business requirements specificationsRetail credit environment / industryConfidentiality and intellectual property implications and constraintsInterpretation of user requirementsTranslation of business requirements into business requirement specifications SkillsCommunications SkillsNumerical Reasoning skillsAnalytical SkillsReporting SkillsComputer Literacy (MS Word, MS Excel, MS Outlook)Attention to DetailProgramming skill (SAS, SQL, R, Python)Commercial Thinking SkillsInterpersonal & Relationship management SkillsLeadership Skills Conditions of EmploymentClear criminal and credit recordShould you not receive a response from us within one week of your application, your application has unfortunately not been successful.
