We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below: To see what life at Capitec is all about and complete a short assessment, please click here!. Once you have completed the above, finalize your application by clicking apply below. Join Us in Becoming the Best Bank in the World! We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees. Our company DNA is built around talented and committed teams dedicated to building a brand that we are proud of and earns the trust of our clients. Who We Are We are a bank, but we're much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through a personal experience. By helping our clients manage their financial lives better, we enable them to live better. Why Choose Us At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy, and take Ownership. To support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow. Main Purpose You will lead a dynamic team to develop and optimize pricing models for our credit products and channels. Drive fair and appropriate client prices while maximizing the bank's return on equity. Enhance existing models, develop new ones, and customize them for innovative credit products. This is a very unique opportunity as you will have exposure to all the Credit products. As we are still growing the bank, you will be able to significantly influence the way we price for our clients. As a Lead Analyst: Credit Pricing, your primary responsibilities will include: People and operational management for the Analyst team. Modelling related responsibilities. Strategic and tactical insights. The ideal candidate will have: Post graduate degree in Mathematical Sciences such as Statistics, Financial/Quantitative Risk Management, or Actuarial Science. 5 years' experience in analytical roles that include exposure to credit pricing, provisioning, and/or other related credit analytics. Proven experience in building credit pricing and/or cash flow forecasting models from first principles. Experience in a leadership role, i.e., academic and/or professional. Capitec is committed to diversity; applications to this position will strictly be considered in support of our employment equity goals.
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