Investment Associate - Western Cape Finance/Accounting Cape Town - Western Cape INVESTMENT ASSOCIATE Western Cape Salary Market Related Reports to The Regional Manager Overview: To screen and process regional applications in accordance with the policies and procedures.
Additionally, process and refer applications that meet requirements to the Funds for further consideration and monitor the investment portfolio within the Regional Office.
The ideal candidate must have strong SME and Corporate dealmaking experience and core activities of this role include: Pre-Investment Deal sourcing, product advisory, conducting assessment of funding applications and basic valuation for acquisition transactions.
Deal making Building financial models to determine business viability ability to cover repayments towards the proposed loan; due diligence exercise on deal transactions, report writing for Credit Committees etc.
Post Investment Monitoring of portfolio to ensure understanding of client circumstances, identify warning triggers, client visits to check business performance, post investment review reports etc.
Key Responsibilities: Performing eligibility screening of new applications for funding in terms of criteria and mandate.
Perform commercial screening of applications in terms of commercial assessment, framework, and generate reports for assessed application, with recommendations on whether the applications should be accepted or rejected.
Prepare financial analysis as part of the commercial screening process of new applications.
Call applicants to request information and meet as well as advice applicants where applicable.
Perform desk top research using search engines such as Google, INet Brigde, etc.
to obtain industry information required in the assessment of applications.
Identify risks on applications and make recommendations to Regional Manager in respect of way forward.
Build networks in the Western Cape and source good deal flow for the organization.
Attend conferences and seminars that are part of the Pre-Investment Business Support.
Resolve complaints that cannot be resolved by Product Advisor and provide Pre-Investment mentorship to applicants where necessary.
Perform business valuations for applicants.
Conduct post investment due diligence and monitoring of all investments in the portfolio.
Conduct due diligence on applications from existing investees for further funding and obtain approval from the relevant committees per the DOA.
Provide and facilitate technical assistance and mentorship to all investees in conjunction with the POIU Conduct effective portfolio management to reduce the portfolio risk in conjunction with the POIU.
Maintain CRM (customer relationship management) will all existing investees.
Experience and Skills Required: 3 years experience on 2 or more of the following areas: SME funding/deal making/ investment environment, business banking, venture capital environment and/or development finance.
3 years experience in managing a SME portfolio.
Good understanding of the investment process especially as it relates to SME funding.
Basic understanding of the various investment instruments and deal structures applicable to a SME portfolio.
Good working knowledge of key commercial statutes and regulations (e.g.
Tax, Companies Act and BEE legislative environment).
Ability to perform desk top analysis and risk assessments on applications and put forward compelling written recommendations for consideration.
Ability to analyse and interpret financial statements.
Working experience in due diligence appraisals.
Ability to generate deal flow through own networks.
PC literacy and competency in Microsoft Excel, Word, and PowerPoint.
Good Presentation Skills and ability to communicate at all levels.
Strong negotiating skills.
Strong credit control / collections skills.
Qualification Requirements: B Com (Finance, Accounting, Financial Management, Management Accounting) Degree.
Postgraduate Commerce Degree will be a distinct advantage.
Personal Attributes: Ability to maintain good relationships with clients.
Ability to work in a team.
Must be self-motivated, Ability to take initiative and make decisions.
Interpersonal Skills.
Attention to detail.
Result orientation and deadline driven.
Exceptionally professional with outstanding business ethics.
Time and task management.
Please Note: Should you not receive feedback within 3 months, please consider your application as unsuccessful.
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