Apply remote type Hybrid locations Sandton time type Full time posted on Posted Yesterday time left to apply End Date: November 27, 2024 (6 days left to apply) job requisition id R-15969548Empowering Africa's tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryThe Head of Technology – Digital will be responsible for the growth, acceleration, and continuous improvement of ABSA's mobile and digital channels across 10 African markets. This leadership role is accountable for the strategic development, implementation, and optimization of digital products, ensuring that ABSA's mobile banking app, digital wallet, internet banking, USSD services, and emerging mobile platforms deliver seamless customer experiences and drive business growth.Job DescriptionKey Responsibilities:Digital Channel Growth and AccelerationLead the growth and acceleration strategy for ABSA's mobile and digital channels, ensuring the successful implementation and continuous improvement of digital products and services.Drive initiatives that increase the adoption and usage of digital platforms, including the mobile banking app, digital wallet, internet banking, USSD, and emerging digital channels.Foster innovation and maintain a forward-thinking approach to digital transformation, driving ABSA's position as a digital-first bank in the region.Product Development and DeliveryOwn the end-to-end product development lifecycle, from business case definition to agile delivery, ensuring that digital products meet customer needs and deliver significant value for the business.Work closely with cross-functional teams including product managers, engineers, UX designers, and marketers to define and deliver high-impact features that enhance customer experience and engagement.Ensure alignment of digital products with ABSA's broader business strategy, focusing on growth, efficiency, and competitive differentiation.User Journey OptimizationContinuously review and optimize user journeys across all digital channels, with a particular focus on reducing friction in key areas like bill payments, inter-account transfers, and beneficiary payments.Leverage user research, analytics, and feedback to improve usability and ensure that digital platforms are intuitive, efficient, and meet customer expectations.User Experience (UX) and Sentiment ManagementOversee the UX strategy for digital channels, ensuring an intuitive and delightful experience for customers across mobile banking apps, digital wallets, and internet banking platforms.Monitor and improve digital channel sentiment through metrics such as TNPS (Transactional Net Promoter Score), customer feedback, and sentiment analysis, ensuring a high level of customer satisfaction.Drive initiatives aimed at enhancing user engagement and ensuring long-term customer retention via ABSA's digital platforms.Insights-Driven Strategy and GrowthLead the development and execution of data-driven strategies to increase digital channel usage across all customer segments, using tools like funnel analysis, heat maps, journey analytics, and abandonment rate analysis.Work closely with data and analytics teams to generate actionable insights from customer behavior, market trends, and digital platform performance.Digital Transformation and Commercial FocusSpearhead the digital transformation agenda to position ABSA's digital channels as the primary means for customers to access banking services and products, with a strong emphasis on driving commercial outcomes.Establish and maintain a commercial focus across digital platforms, ensuring that digital channels contribute effectively to revenue growth and customer acquisition.Innovation and Growth TacticsIdentify, test, and implement new growth tactics to drive adoption and engagement across digital channels.Lead experimentation and A/B testing initiatives to refine the digital experience, iterating based on results to continuously improve performance and user engagement.Scalable Processes and SystemsDevelop scalable processes and systems for experimentation and measurement across digital channels to ensure continuous improvement can be done in a repeatable and efficient manner.Implement frameworks for performance monitoring, ensuring that all digital initiatives are measured against clear KPIs and goals.Digital Onboarding and ActivationLead efforts to enable seamless digital onboarding for new customers, ensuring they can access and activate ABSA's services and products entirely through digital channels, without the need to visit a branch.Drive initiatives to improve the speed, ease, and security of digital account activation and product onboarding.Key Skills & Qualifications:Experience:Proven track record in leading digital transformation initiatives, particularly in mobile banking, digital wallets, and related digital channels.Extensive experience in driving digital product development from concept to execution in an agile environment.Experience working across multiple markets, particularly in the African context, with an understanding of the region's unique digital landscape.Strong leadership skills with the ability to inspire and drive change across diverse teams.Ability to collaborate effectively with cross-functional teams, including business stakeholders, engineers, designers, and marketers.Excellent communication skills, with the ability to present technical concepts and business value to senior stakeholders.Technical Expertise:Strong technical understanding of mobile platforms, payment systems, digital wallets, and internet banking.Familiarity with agile methodologies and tools such as Jira, Confluence, or similar.Analytical & Strategic Thinking:Expertise in using data and analytics to drive decision-making, including tools for journey analytics, funnel analysis, and user behavior analysis.Strong strategic thinker with a focus on results-driven outcomes.Education:Bachelor's degree in Computer Science, Engineering, Business, or a related field (Master's degree preferred).EducationBachelor's Degree: Information TechnologyAbsa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.Absa Bank Limited reserves the right not to make an appointment to the post as advertised.About UsTruly AfricanWe are a diversified standalone African financial services group, delivering an integrated set of products and services across personal and business banking, corporate and investment banking, wealth, investment management and insurance.Absa Group Limited is listed on the JSE and is one of Africa's largest diversified financial services groups with a presence in 12 countries across the continent and around 41,000 employees.We own majority stakes in banks in Botswana, Ghana, Kenya, Mauritius, Mozambique, the Seychelles, South Africa, Tanzania (ABSA Bank in Tanzania and National Bank of Commerce), Uganda, and Zambia. We also have offices in China, Namibia, Nigeria, the United Kingdom and the United States of America, a Technology Hub in Prague, and insurance operations in Botswana, Kenya, Mozambique, South Africa, Tanzania and Zambia.
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