Role Overview :The Head of Payment Products will be responsible for leading the strategy, development, and management of payment and collection products within the CIB Transactional Products and Solutions Business Unit. This role requires a deep understanding of the payments landscape, client needs, and emerging trends. The ideal candidate will drive innovation, enhance client experience, and ensure the bank's payment products remain competitive and compliant with regulatory standards.Key Responsibilities :Strategic Leadership : Develop and execute the payment product strategy aligned with the bank's overall objectives. Identify and evaluate new opportunities for product development and enhancement in payments and collections.Product Management : Oversee the lifecycle of payment products, from concept to launch and ongoing management. Ensure products meet client needs and regulatory requirements.Cross-Functional Collaboration : Work closely with internal teams, including sales, operations, risk, compliance, and IT, to deliver seamless product experiences. Liaise with external partners, such as technology providers and financial networks.Market Analysis and Innovation : Conduct market research to identify trends and client preferences. Drive innovation by integrating new technologies and features into payment products.Performance Monitoring : Set and track key performance indicators (KPIs) for product success. Analyse product performance data to inform strategic decisions.Team Leadership : No direct reports in the short term. Foster a culture of continuous improvement and innovation with the matrix teams that support this role.Qualifications :Bachelor's degree in Business, Finance, or a related field (Master's preferred).Extensive experience in payment product management, including both payments and collections.Proven track record of leading successful product strategies and teams.Skills and Competencies :Strong understanding of the payments industry and regulatory environment.Excellent analytical and problem-solving skills.Exceptional communication and interpersonal skills.Ability to work effectively in a fast-paced, dynamic environment.Strong leadership and team management abilities.Additional Information :Include any additional details relevant to your organisation, such as benefits, work environment, etc.Investec Culture :At Investec we look for dynamic, energetic people filled with tenacity, integrity and out of the ordinary thinking. We value individuals who in turn value our that is, a can-do attitude while challenging convention. Diversity, competency, and flexible leadership are respected in pursuit of the growth of our business. We are committed to diversity and inclusion when recruiting internally and externally.
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