We are looking for an exceptional candidate, with a post-graduate degree or MBA, who brings 5-8 years of dynamic experience in banking product management and a minimum of 2 years in a leadership role.
If you have a proven track record in launching successful products and thriving in competitive markets, we want you!
You'll need excellent communication, leadership, and analytical skills, along with a solid grasp of agile methodologies and business intelligence tools.
Proficiency in project planning, budgeting, and delivering top-notch customer experiences is essential.
Be part of an exciting journey in the financial sector!
QUALIFICATIONS & MINIMUM EXPERIENCE: · Post-graduate degree / MBA· Advantageous: Qualification in strategy, leadership, business management, or credit management· 5-8 years in banking product management (Lending and Savings and Investment)· At least 2 years in a leadership role· Proven success in product launches and market performance· Strong understanding of the financial sector and competitive landscape· Excellent communication, interpersonal, and presentation skills· Effective leadership and management of cross-functional teams· Strong analytical and problem-solving skills· Experience with Agile development methodologies· Data analysis skills and experience with business intelligence tools· Strong understanding of customer experience (CX) best practices· Highly proficient in project planning, budgeting, and oversight KEY DUTIES & RESPONSIBILITIES:Management and Business PlanningStrategically link activities to business objectives, prioritizing product functions.Ensure effective implementation of strategies in responsible areas.Align functional strategies with overall business strategy.Develop and implement functional business plans.Identify and address key social, political, and societal issues.Participate in Exco, Exco Committees, and Exco decision-making for effective Group planning.Lead the Financial Service business unitOversee managers and specialists to ensure product performance and market acceptanceBuild and maintain Lending and Investment structure to meet Group objectivesProvide input to Business Director for executive approvals on strategy and resourcesImplement approved innovation projects to increase revenue streamsDevelop business cases and recommendations for Exco, including partnershipsManage new business initiatives for Lending and InvestmentMaximize revenue growth by implementing strategic objectivesDrive market share gain or customer acquisition through teamsMonitor product satisfaction and retention rates against objectivesLead development of commercially sound business strategiesEnsure initiative performance metrics meet ROI targetsManage stakeholder expectations to identify and implement growth opportunitiesEngage with stakeholders to enhance innovative thinkingDevelop and implement effective communication plans for the departmentCollaborate with finance to ensure adherence to good financial practicesOversee effective rollout by product and sales teams and develop go-to-market plansPresent and manage departmental capital and operational budgetsEnsure effective communication between all supporting business units through regular engagementsDevelop and recommend product vision and roadmap aligned with Group goals and market trendsFormulate short to long-term product strategy for Business Development Director's approvalDefine product success metrics and track progressMicro-lending and Savings and Investment ProductsForecast sales targets by analyzing market size and opportunitiesManage key business metrics (profitability, market development, retention, customer service) to deliver business opportunities with Business Development Director's support Credit and Operations ManagementLead Credit and Operations team to optimize lending businessDevelop and implement credit risk mechanisms to manage bad debtImplement sound operational processes and business practicesEnsure compliance with regulatory reporting requirementsManage key stakeholder and third-party relationsCollaborate with strategic partners to deliver Group value propositionPromote strong brand awareness with external stakeholdersStay updated on industry trends and recommend innovative solutionsEstablish strategic alliances for business opportunitiesManage business risksIdentify and manage the business risks and ensure compliance with regulation requirements.Manage the application of credit risk models and metrics to manage credit risks.Manage the credit limits and ensure that they are aligned with the approved credit policy.
People managementDevelop a fit-for-purpose structure and resource allocation for business objectives and growthBuild and lead an effective, collaborative teamDefine roles, responsibilities, manpower modelling, and measurable objectivesDevelop and manage KPAs and KPIs for direct reportsEnsure adherence to people management and performance processesCoach and mentor managers and department structuresImplement rewards and recognition systemsEnsure team development for succession planningDevelop and implement a high-performance culture with HR
