Credit Risk Analyst

Details of the offer

Key Responsibilities:Follow the Senior Analyst's lead to analyse a specific champion-challenger test and measure its impact.Engage with key stakeholders to gather critical information that could influence the tests and their outcomes.Establish the testing framework by leveraging data and developing reporting tools to monitor results.Collect, clean, and organize data from various sources to ensure accuracy and prepare it for detailed analysis.Deliver analytical solutions to address complex business challenges.Maintain comprehensive documentation of the analytical processes and findings.Present your analytical insights clearly and effectively to teammates and stakeholders.Conduct in-depth analyses on portfolio performance, regulatory changes, unexpected events, and operational issues.Utilize credit bureau data and other external sources to uncover valuable insights and trends.Optimize our multi-channel communication strategy for collections.Qualifications and Experience:A degree in a numerate discipline, preferably Statistics / Mathematics / Engineering (Honours / Master's degree preferable)Knowledge and experience in statistical/data management software packages (SAS/SQL)Enterprise Miner would be advantageousKnowledge of the credit industry and credit life cycle management is preferredHands-on experience of large-scale customer database data interrogation and manipulation would be advantageousExperience in collections would be advantageousSkills:Excellent data interpretation skillsExcel KnowledgeAdvanced problem solving, judgment and self-management skillsBehaviours:Manages Complexity - interprets and simplifies complex and contradictory information when resolving organisational problemsOptimizes Work Processes - assesses and improves the efficiency, effectiveness, and quality of various work processesFinancial Acumen - understands and applies financial concepts and principles to make informed financial decisionsInstills trust - inspires trust and gains the confidence of others by displaying honesty and integrityPreference will be given, but not limited to candidates from designated groups in terms of the Employment Equity Act.#LI-AS1
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Nominal Salary: To be agreed

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