Responsible for the oversight on the origination of deals and management of Credit and investment risk at the onboarding stage.
Qualifications: B Com degree or an equivalent qualificationKnowledge and Experience: 5 to 8 year's relevant experience in a financial institution.Understanding and knowledge of credit risk management or deal origination with strong emphasis on risk identification, assessment and mitigation.Knowledge and Understanding of credit risk and any associated risks prevalent in the financing of transactions/projects.Portfolio management experience will be an advantage Providing the necessary support required by Senior Origination Managers and Credit Evaluation Managers in the Deal Development process.Conduct research and credit analysis on deals that are at basic assessment stage.Ensuring that potential deals at basic assessment are in line with mandate, Risk appetite framework and Credit policies.Performance and provision of indicative risk grading and pricing.Conducting credit checks and other necessary checks required at origination stage.Assist with the clearing of drawdown conditions.Communicate the Organisation's Risk Appetite to front line and encourage adherence and conduct within the stipulated appetite levels.Assist with the review and continuous enhancement of Credit submission templates.Challenge existing methodologies and develop innovative ways to enhance the credit risk origination systems and procedures and the Credit submission templates.Being the voice of risk at SBU internal meetings and cultivate a holistic risk-aware culture within operation divisions.Work alongside Senior Origination Managers to inculcate production of succinct and high-quality reports that assist in efficient decision makingCollaboration with Evaluation Managers to ensure alignment on risk appetite and terms of credit.Assist with the development of differentiated, superior solutions (solution engineering) that meet stakeholder and business requirementsTECHNICAL/FUNCTIONAL COMPETENCIES
Problem Solving
Report writing Skills
Strong attention to detail and data validity
Strong Analytical Skills
Planning and Organizing
BEHAVIOURAL COMPETENCIES
Good Communication Skills
Self-motivated and self-driven skills
Interpersonal Skills
SIGNATURES
