Credit Manager

Details of the offer

To manage a defined portfolio of sovereigns & associated financial institutions in sovereign & financial institutions credit unit (SICU) of NCIB, so as to contribute to the enablement of Nedbank optimally managing the credit risk associated with the portfolio & of quality assets on Nedbank and its subsidiaries' books.Job ResponsibilitiesSTAKEHOLDER MANAGEMENTProvide a range of specialist credit risk management advisory services to the stakeholder portfolio to enable their transaction and solution-related endeavours.Maintain sound relations with all relevant stakeholders.CREDIT APPLICATIONS/ REVIEWS IN PORTFOLIOTimeous delivery of quality SICU credit applications with recommendations to stakeholders consequent to research, analysis & alignment with required assessment & classification frameworks.MANAGEMENT REPORTS & INFORMATION/ FINANCIAL INTELLIGENCE PROVIDEDAssist in delivery of requisite management reports.Assist in provision of value-adding sovereign & institutions related intelligence to stakeholders.PORTFOLIO MANAGEMENTManage annual credit review of sovereigns & financial institutions relative to a review list schedule.Ensure quality of the review relative to pre-determined criteria is measured.CREDIT RISKS MANAGEDAppropriate management of risk/s in the defined function.Defined risk categories are managed at targeted levels driven by internal & external guidelines, policies, procedures, business rules, regulatory needs, defined parameters & compliance/governance requirements.TRANSFORMATION & INNOVATIONContribute to making the business area a great place to work.Ensure Intellectual Capital development through performance management, learning, training & competence development.Ensure capacity management & objectives in the business area are met.Ensure organizational culture & climate enhancement.Contribute to building the intellectual capital of the team through collaboration, teamwork and knowledge sharing.Maintain own professional development in line with personal development needs and business requirements.Assist in continuously reviewing and improving workflow and process efficiencies.Essential Qualifications - NQF LevelAdvanced Diplomas/National 1st DegreesPreferred QualificationB.Comm., B Comm (Hons) or relevant Business Management DegreeMinimum Experience Level3 years' experience of credit risk management. Fully competent in credit assessment.Technical / Professional KnowledgeBanking proceduresBusiness principlesCommunication StrategiesData analysisGovernance, Risk and ControlsNedbank policies and proceduresPrinciples of project managementRelevant regulatory knowledgeDecision-making processCluster Specific Operational KnowledgeCommunicationDecision MakingInitiating ActionManaging WorkQuality OrientationTechnical/Professional Knowledge and Skills
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