Credit Manager

Details of the offer

Skills and Experience:Grade 12 required.NQF Level 7+ in Finance or Banking essential (CIMA or Credit Management degree advantageous).2-5 years in credit management, preferably in commercial finance.Proven experience leading teams in a collaborative, high-performance environment.Key Responsibilities:Credit Model Development & Enhancement:Lead and refine credit models, scorecards, and analytics tools in line with best practices.Integrate data analytics to optimize credit decisioning, ensuring regulatory compliance.Credit Automation & Decisioning:Spearhead automation initiatives for efficient credit evaluations.Approve credit applications within mandate levels, ensuring quality assets and responsible lending practices.Risk Management:Oversee risk in client portfolios, conducting thorough assessments to ensure asset quality.Monitor credit performance and adjust risk parameters as needed.Client-Centric Solutions:Anticipate client needs, providing proactive credit solutions that align with their financial goals.Foster strong client relationships, ensuring effective solutions within agreed turnaround times.Cross-Functional Collaboration:Work with Sales, Credit Committee, Finance, and Operations to enhance model performance and compliance.Reporting & Analytics:Maintain and analyze reports on credit performance, sharing insights for strategic decision-making.Compliance & Regulatory Adherence:Ensure adherence to internal and external compliance standards.Stay current on industry trends and regulatory changes to refine strategies.Team Leadership & Development:Mentor junior analysts, fostering growth and continuous improvement.Provide training to enhance high-quality credit assessment capabilities.


Nominal Salary: To be agreed

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