Credit Manager (Franchising)

Apply by: We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below: 1. To see what life at Capitec is all about and complete a short assessment, please click here!. 2. Once you have completed the above, finalize your application by clicking apply below. Purpose Statement To minimise the risk of loss through bad debts, and maximise profits for the business through effective execution of credit application, evaluation and approval processes, and ensuring the quality of credit risks across the portfolio is maintained. To interact with other areas of the bank and act as a catalyst in ensuring compliance with agreed risk parameters as set out in the Bank's strategy. Experience Minimum: At least 5 years Credit Management experience across Personal and Business markets. Current Person-to-holder Credit Mandate. Ideal: At least 5 years Credit Management experience across Personal and Business markets. Experience in Intuitive Credit Granting. Qualifications (Minimum) Bachelor's Degree in Credit Management or Banking. Qualifications (Ideal or Preferred) Honours Degree in Credit Management or Banking. Knowledge Minimum: Business knowledge. Risk Management. Understanding of Project Management methodologies and processes. People Management. Financial Management. In-depth understanding of the NCA. Ideal: Knowledge of Intuitive Credit Granting. Skills Commercial Thinking Skills. Computer Literacy (MS Word, MS Excel, MS Outlook). Analytical Skills. Problem solving skills. Decision making skills. Attention to Detail. Numerical Reasoning skills. Conditions of Employment Clear criminal and credit record. Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
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