Credit Manager: Commercial Banking And Transformation ( East London )

Details of the offer

(Land Bank) is South Africa's only specialist agricultural bank established in 1912, the bank's sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach.
These services enable farmers to finance land, equipment, improve assets and obtain production credit.
The Land Bank provides financial services that have moved with the times and continues to provide services to agri-business and constantly reviews its offerings to ensure that they match the needs of an industry.
As change has swept across the sector in South Africa the socio-economic makeup of agriculture has altered, bringing new entrants from historically disadvantaged backgrounds on to the land, these new farmers, facing the challenges of establishing sustainable agri-businesses across the agricultural value chain, Land Bank has been a commercial lifeline offering appropriately designed financial products that facilitate personal and commercial viability in a sector that is vital to the sustainability of South Africa and its people.
MAIN PURPOSE OF THE JOB The Credit Manager is responsible for the overall applications Commercial Banking and Transformation (CBT) assigned to their defined region as it relates to credit assessment function and credit risk management of new business, existing business and restructured accounts.
Manage the end to end credit process of Commerical Banking and Transformation (CBT) Banking clients in order to enable Land Bank to provide sustainable financing to farmers.
Collectively approve loans and credit limits under delegated authority within the Regional Credit Committee (RCC), and review transactions for recommendation within delegated authority mandate.
Review and present proposal to Credit Investment Committee (CIC) and full board.
Find innovative credit solutions for Commerical Banking and Transformation (CBT) clients in order to ensure that credit risks in this target market are adequately assessed, mitigated and controlled.
Co-ordinate Regional Credit Committee (RCC), Provincial Credit Committee (PCC) and Pricing Committee meetings; Manage committee processes and adherence to set policies, and act as an information and reference point for the Chairman and other committee members.
Manage, control and authorise tasks performed by the Credit Analysts and Credit Administrators.
Effectively liaise and communicate with the relevant stakeholders within the Land Bank to action performance gaps and variances in the credit proposals.
Actively provide input in the review and or improvement of the Credit Policy and Procedures in order to enhance and ensure that the legal and business requirements are met.


Nominal Salary: To be agreed

Job Function:

Requirements

Manager Air Traffic Services: East London Airport

Manager Air Traffic Services: East London AirportListing reference: atns_000511 Listing status: Online Apply by: 15 October 2024 Position summaryJob category...


Atns Soc Limited - Eastern Cape

Published 13 days ago

Site Supervisor

Location:East LondonRequirementsRelevant qualifications and certificatesDriver's License and own vehicle3 years of experience is requiredKey Responsibilities...


Greys Personnel - Eastern Cape

Published 12 days ago

Junior Site Supervisor

ResponsibilitiesOverseeing on-site laborers and Construction WorkersEnsuring building materials and equipment are available at all timesMonitoring constructi...


Www.Executiveplacements.Com - Jobboard - Eastern Cape

Published 12 days ago

Operations Manager

A reputable company seeks to appoint an Operations Manager to be based in East London. The successful incumbent will be responsible for managing and motivati...


South African Top Recruitment Agency (Sarta) - Eastern Cape

Published 12 days ago

Built at: 2024-12-24T08:53:43.366Z