Credit Business Analyst

Key Responsibilities:
 Credit Due Diligence
Ensure customer due diligence is carried out prior to onboarding a new credit customer and on a regular basis thereafter.Monitor the customers' performance from a customer performance and credit perspective. Credit Applications and Reports
Perform comprehensive, effective, accurate and high-quality financial and risk analysis as part of originating credit applications timeously and make appropriate risk-based recommendations.Ensure credit applications are complete, logical and adhere to policy requirements. Credit Rating
Complete timely credit ratings and identify appropriate models.Capture and analyse financial information accurately.Credit Planning
Plan and meet deadlines for credit reports and documentary processes.Manage internal and external stakeholder processes.Credit Filing
Ensure all credit documentation is filed and stored according to policies.Post-loan Management
Manage and monitor approval conditions and post-loan management reports.Assist in monitoring customers for early warning signals and major risk events.Monitoring security
Maintain collateral and security status.Report any changes that may weaken security or collateral.Compliance and administration
Adhere to all regulatory requirements and company policies.Strategic initiatives
Support in researching and executing strategic initiatives.Provide recommendations and guidance on strategic projects. Education
Business-related degree (essential)