Credit and Debit Manager (Market Conduct Division) - Gauteng, JohannesburgPurposeThe primary objective of this role is to promote a regulatory environment that will enable the banks to continue to provide competitive, sustainable, and customer-centric financial services and products with a focus in the Market Conduct Division on Credit & Debt Reviews.The position reports to the GM Credit & Risk Market Conduct.Minimum RequirementsBachelor's degree in legal, business, mathematics, analytical, commercial, finance, market conduct, credit or debit review-related field.5-7 years of debt review experience (DCRS or similar systems would be advantageous).In-depth knowledge of National Credit Act and legal and practical knowledge concerning credit management and debt review.In-depth knowledge of the banking industry and/or financial services industry.Business user experience from an SDLC perspective regarding functional requirements, UAT, training, support, investigations, data verification and validations for data submissions.Experience working with the DCRS industry system or similar system would be advantageous.Must have management, leadership and project management skills.DutiesCredit and Debt Review Oversight and ManagementManaging, collecting, compiling, reviewing and agreeing members' comments for submissions to stakeholders.Managing and drafting of position papers/submissions to send to stakeholders.Managing and preparing materials and topics of interest to members across various committees/subcommittees/task groups/work groups.This can also include external stakeholders such as non-bank credit providers.Manage and co-ordinate UAT (User Acceptance Testing) of the industry system, prior to deployment and for the business signoff on implementations and user testing.Stakeholder FacilitationFacilitate and chair workshops and meetings with various stakeholders, internal (member banks) as well as external (credit industry participants, government departments, regulators, associations and industry bodies) to gather input and discuss submissions/requirements from members.Create a collaborative environment to encourage effective communication and decision-making in the interest of all participants.Guide stakeholders through discussions, ensuring their perspectives are heard and addressed.Stakeholder ManagementEngage with high-profile stakeholders, including the executive board, board members, directors from other institutions and industry leaders, as and when required or requested to do so by the Project/Programme Manager or alternate.Dealing with external parties to address industry system data requirements, e.g., National Credit Regulator (NCR) and National Consumer Tribunal (NCT) etc.Attending all industry system project meetings as the company's business representative and maintaining a holistic view of the changes and progress in terms of the industry system at all times.Governance and Credit and Debt Review PortfolioEnsuring programme and project activities adhere to relevant regulations and legal frameworks.Keeping informed on applicable legislation, industry developments and internal procedures for credit/debt review, including the regular review of new and existing legislation, attendance of workshops, webinars, and training, etc.Collaborating with the company's internal committees to address any regulatory or legal issues.Attending to NCA, debt review and other related credit regulatory aspects of transactions and projects when required as well as litigation, including the briefing and management of external lawyers and the negotiation of agreements.Thought LeadershipDevelop and implement an effective advocacy strategy to ensure that regulatory issues favour the sector.Collaborate and build consensus with members on a continuous basis to arrive at positions achieving agreed objectives and the company's strategy.Strategically achieve and maintain a balance between regulatory concerns, timeously addressing concerns with regulators, technology, compliance, and costs.Organisational SupportParticipate in, create, and promote a collaborative, learning and performance-oriented culture.Assist the Project/Programme Manager or alternate with identified projects and outputs.Leading, mentoring and upskilling junior staff.Collaborate with cross-functional, cross-divisional teams, and fellow team members.N.B: By responding to this advert, you consent to Heitha Staffing Group processing your personal information for recruitment purposes and confirm that any personal information has been submitted voluntarily. Applicants will be requested to fill in and sign a POPI Act Consent Form.Only shortlisted candidates will be contacted. If you have not heard from us in 4 weeks, consider your application unsuccessful.This vacancy is open to all South African Citizens of all races.Desired Skills:National Credit ActDCRSSDLCDebt reviewMarket ConductUATCredit ManagementDebt Counselling Rules SystemProject ManagementDesired Work Experience:5 to 10 years Middle / Department Management
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