Credit Analyst - Leveraged FinanceWelcome to RMB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of the people that make it happen. RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact.
United by our proud heritage, strong ethics, and philosophy of traditional values and innovative ideas, it's the magic of our people and culture that sets us apart. Now, is the time to imagine your next move with South Africa's number one employer in Financial Services for 2023, where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society.
Key ResponsibilitiesUnpack and critically think about the risk of new and existing debt and equity deals for clients across a broad range of geographies and industries.Engage with the client and interrogate a client's business model to identify risks.Assess financial data provided by the client.Build a financial model to forecast performance or assess a model put forward by the client or the client's advisors for accuracy and appropriateness.Work alongside the deal team to structure a deal in line with the bank's risk philosophy.Assess and manage overall limits for a client in line with the bank's risk framework.Put forward a deal for recommendation after objectively assessing all the facts.Prepare and present the risk to risk executives in a committee sitting, which involves:Taking ownership of the application which requires strong report writing skills.Managing the timelines of a deal in line with the agreed-upon submission deadline.Presenting a deal at committee and working together with the deal team to take questions and answers, requiring strong verbal skills, the ability to debate and manage differing views, and ultimately influence and negotiate a good outcome for both the client and the bank.Stakeholder and relationship management, which includes:Building and maintaining professional working relationships with all stakeholders, including working alongside experienced business and risk executives.Adapting communication styles to meet the needs of different audiences.Conflict management.Key CharacteristicsStrong work ethic with a self-starter attitude and a keenness to take ownership of the role's opportunities and personal development.Resilience and an openness to receiving and sharing feedback.Ability to handle stress well, including self-management of workload (2 to 3+ deals at any point in time), quick adaptation to deal changes, prioritization of deals, and open communication on capacity.Qualifications & ExperienceIdeally CA (SA) or CFA with relevant credit analyst experience within Investment Banking, although a newly qualified CA (SA) or a graduate whose degree has a strong quantitative focus will be considered, provided that the graduate has had exposure to finance and/or accounting.Application Closing Date09/10/24
All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.
About UsA leading corporate and investment bank in South Africa and the broader Africa continent, RMB offers large corporate and institutional clients innovative, value-added advisory, funding, trading, corporate banking, and principal investing solutions. RMB's talent is expected to be high performing whilst fixing for real-world challenges such as funding the green economy through sustainable finance transactions; unlocking transformation with innovative BEE deals; providing financial and strategic support to management teams in the unlisted sector; financing infrastructure that will uplift economies and improve the lives of millions of people – all of this is about thinking big.
If you are invested in making a difference on a serious scale, RMB is where you should build your career and explore new ways to contribute to a better world.
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