Credit Analyst

Details of the offer

Job Description

Analyses credit data to estimate degree of risk in extending credit or lending money Consults with management to assist in corporate planning

Achieve year on year Total Consumer Revenue Growth as per the Branch Financial Performance Report for your Customer Portfolio
Manage costs / expenses within approved budget to achieve cost efficiencies
Deliver exceptional Credit service that exceeds customers' expectations through proactive, innovative and appropriate solutions
Assist internal sales partners with credit decisions and application of the credit policy.
Build and maintain relationships with internal business partners
Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders
Responsible for maximising cross sell opportunities through credit assessment and client portfolio analysis
Assist internal sales partners with credit decisions and application of the credit policy and build and maintain relationships with internal business partners
Ensure average approval turnaround time against target to ensure retention of clients.
Analyse credit data to estimate degree of risk in extending credit or lending money by accessing credit applications
Comply with governance in terms of legislative and audit requirements
Responsible for the returns of daily stats
Manage personal development to increase own skills and competencies


Job Details


Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

01/11/24









All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.


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