Credit Analyst

Details of the offer

Time left to apply: End Date: November 1, 2024 (4 days left to apply)
Job Requisition ID: R23928
Job DescriptionAnalyses credit data to estimate degree of risk in extending credit or lending money.
Achieve year on year Total Consumer Revenue Growth as per the Branch Financial Performance Report for your Customer Portfolio.Manage costs/expenses within approved budget to achieve cost efficiencies.Deliver exceptional Credit service that exceeds customers' expectations through proactive, innovative and appropriate solutions.Assist internal sales partners with credit decisions and application of the credit policy.Build and maintain relationships with internal business partners.Maintain expert knowledge on relevant legislative amendments, industry best practices, and provide proactive advice and solutions to relevant stakeholders.Responsible for maximizing cross-sell opportunities through credit assessment and client portfolio analysis.Ensure average approval turnaround time against target to ensure retention of clients.Comply with governance in terms of legislative and audit requirements.Responsible for the returns of daily stats.Manage personal development to increase own skills and competencies.Job DetailsTake note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below. Closing Date: 01/11/24
All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.
About UsServing retail and commercial customers, FNB is so much more than a bank, offering life and short-term insurance, innovative savings and investment products, and a digital universe of solutions that help customers navigate challenges and opportunities of everyday life. It has a market-leading app and a globally recognized rewards system in eBucks. FNB has won multiple awards, including the Strongest Banking Brand in the World in the Brand Finance Banking 500 2023 report. FNB represents multiple opportunities for you to build an exciting and rewarding career, especially if you want to change people's lives in an authentic, profound, and sustainable way.

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