Credit Analyst

Details of the offer

Time left to apply: End Date: December 1, 2024 (30+ days left to apply)
Job Requisition ID: R14570
Job DescriptionTo provide quantitative and qualitative assessments of the current and forecast financial strength of a portfolio of corporate clients with the aim to identify portfolio related credit risks.
Manage lending limits.Manage database and provide input regarding limits, ratings, Loss Given Default (LGD) and governance monitoring.Suggest risk mitigating measures as input to structure transactions in line with the risk philosophy of the Bank.Manage credit risk appetite (limits) by scrutinizing current portfolio exposures.Keep portfolio current by reviewing at least once in a 12-month period and identify transaction specific risks including credit, taxation, accounting and legal.Document findings for approval committee.Act as a bridge between risk and business on contentious issues.Remain objective and present both arguments and pros and cons.Forecast, analyse financials and collate data.Participate in meetings with senior stakeholders.Qualifications & Experience:Ideally CA (SA) or CFA or Finance Honours with relevant credit analyst experience within Investment Banking, although a newly qualified CA (SA) or a graduate whose degree has a strong quantitative focus will be considered, provided that the graduate has had exposure to finance and/or accounting.Job DetailsApplication Closing Date: 01/12/24
All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

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