Time left to apply: End Date: October 18, 2024 (8 days left to apply)
Job Requisition ID: R22786
Job Description To identify and report all breaches per credit limits and take specific action to address the breaches.
Are you someone who can: Prepare high quality and well written credit applications including the assessment of credit risks and applicable credit ratings which demonstrate: An understanding of the credit risks associated with underlying transactions. The application of credit frameworks and methodologies in marking of credit limits. A sound understanding of the operating and business environment relating to non-bank financial institutions (for example insurance companies, asset managers, funds, exchanges, clearing houses, broker/dealers etc.). An up to date understanding of the critical key macro environmental factors, impacts, and inter-relationships (e.g. industry and sector developments, regulations, financial markets, country risks etc.) which are relevant to the counterparty and deal risk profile. Perform detailed financial analysis, forecasting and ratio analysis and interpret and succinctly and clearly explain the outputs of this analysis. Demonstrate a good understanding of banking and global markets related products and the associated inherent credit risks. Monitor and action compliance to approved facilities i.e. covenants, excess etc. Update relevant credit systems and assist with monitoring requirements and exception reporting. Communicate effectively both verbally and in writing. Establish and service relationships with business partners to improve the effective and efficient execution of credit objectives in line with business requirements. Interact with and confidently present credit applications and analysis to credit executives, credit committees and other credit forums. Work well individually as well as within a team. Assist with credit application reviews and inputs. Deal with conflicting views in a constructive manner. You will be an ideal candidate if you: Have a B Com (Hons), CA(SA), CFA or similar qualification. Have previous Non-Bank Financial Institutions credit or similar credit experience. Solid experience in banking and financial markets. Are able to work under pressure with tight deadlines. Deal with complexity but can extract the key credit risk issues and concepts and explain these in a simple and clear manner. Are proactive and take ownership and accountability of assigned responsibilities. Job Details Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below. Closing Date: 18/10/24
All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.
About Us A leading corporate and investment bank in South Africa and the broader Africa continent, RMB offers large corporate and institutional clients innovative, value-added advisory, funding, trading, corporate banking and principal investing solutions. RMB's talent is expected to be high performing whilst fixing for real-world challenges such as funding the green economy through sustainable finance transactions; unlocking transformation with innovative BEE deals; providing financial and strategic support to management teams in the unlisted sector; financing infrastructure that will uplift economies and improve the lives of millions of people – all of this is about thinking big.
If you are invested in making a difference on a serious scale, RMB is where you should build your career and explore new ways to contribute to a better world.
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