Description Hello future Credit AnalystAshburton Investments is a new generation investment manager that offers investors access to more sources of return and more ways to manage risk.
In the institutional space in South Africa as well as our Global business, we pride ourselves on offering solutions to address clients' holistic balance sheet needs, and to support business strategies in the reallocation of investment capital in the face of increasing regulatory pressures.
We see institutions as but not limited to, pension funds, long and short-term insurers, re-insurers, as well as medical aid schemes.The Credit Research function oversees the credit exposures within theAshburton Investments portfolios/mandates.
This includes but is not limitedto credit co-investment funds as well as full discretionary mandates for bothlocal and offshore in both the listed and unlisted space.
This role reports toAshburtonInvestmentsHead of Credit Research.The Credit Analyst will work closely with the Risk function inAshburton to ensure all breaches per credit limits are reported timeously,andspecificaction istaken toaddressthe breaches.Are you someone who can:Credit ResearchManage the planning, execution and governance for new and annual credit reviews/ratings and deal transactions.Presentation, support, and enablement of team members at relevant governance forums Responsible for assessment of new transactions where Credit risk is undertaken.Proactive engagement with deal teams on complex deal transactions around structure, covenants and pricingInteract with relevant Legal Advisor to ensure that Legal agreements are concluded for all transactions where credit risk is taken.Review of exposure limits, ratings and systems for Creditexposures.Ensure team compliance with the bank's credit risk framework, lgd models and prudential limit guidelinesWork closely with the Head of Credit Research in the management and reporting of breaches in terms of concentrations and risk limitsAttendance, input and interaction at relevant forums, committees etc.
related to Credit Risk.Make recommendations to optimise credit processes and "ways of working" Ad hoc requests related to credit research functionProviding key stakeholders with pro-active research insights into trends, market risk appetite, issues, threats, and opportunities in all credit portfoliosBe proactive in sharing insights across the Ashburton business and risk cluster in respect of counterparties where Credit exposure is taken.Partnering with business clusters to maintain credit losses, profitability and other credit risk exposuresWork in collaboration with the Portfolio Managers, to ensure alignment in thinking about credit exposures.Provide insight and optimise problem management processes with risk prone investments on the surveillance and watchlistFacilitate the understanding for the suitability of instruments for specific portfolios in accordance with their mandates.Propose strategies for managing identified risks in creditEnsure the analysis, identification and mitigation of counterparty exposures and mitigations through detailed knowledge of environmental factorsHave a detailed knowledge of the critical key macro environmental impacts and inter-relationships e.g.
jurisdictional compliance, sector developments, regulations, financial markets, country riskUnderstand and apply/translate the critical micro-environmental impacts and relationships e.g.
company performance trends, financial data, debt profile, gearing, projected cash flows, operationsProactively manage credit risk metrics that are identified via risk dashboards and reportingProvide technical support in the implementation of a credit limit monitoring system with Risk and Operations.You will be an ideal candidate if you:Have completed CA(SA), CFAconsideredfavourableMinimum 3 years relevant experience in an asset management or investment banking environmentandexposureto creditportfolio riskHave exposuretocreditriskmodellingHave knowledge of factors affecting national and global companies and their impact on investorsHave Knowledge of risk management methodologies, tools, governance structures and regulatory requirements Have a thorough understanding of the investment process and the risks thereinYou will have access to:Opportunities to network and collaborateChallenging workOpportunities to innovateWe can be a match if you have:Curious & courageous - you're driven by always wanting to know more and learn more and you're brave enough toObsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do itHave Strong people skills needed in order to build trust and confidencewithinthe AshburtonbusinessHave GoodcommunicationandpresentationskillsAre you interested to take the step?
We look forward to engaging with you further.
Apply now!#Post#Ashburton#LI-CSJob DetailsApplication Closing Date21/09/24All appointments will be made in line with FirstRand Group's Employment Equity plan.
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