Job DescriptionTo analyze credit data to estimate the degree of risk in extending credit or lending money.
Consults with management to assist in corporate planning.Credit assessments of salaried home loans applications.Adhere to negotiated service levels and turnaround times in support of business strategy.Ability to effectively prioritize and organize workflow.Customer and results driven.Make informed credit decisions.Assist internal sales partners with credit decisions and application of the credit policy.Build and maintain relationships with internal business partners.Responsible for making credit decisions.Keep abreast of what's happening within the marketplace and more specifically with regards to process and credit policy.Facilitate and monitor adherence to service guarantee times.Resolve any credit issues and process problems/challenges with Payouts and other internal business partners.Escalate to manager any credit issues with products/processes/standards.Optimize work through the application of learning experiences.Engage in activities for own development.Ensure customer service solutions are aligned to the operational business plan.Develop and leverage cooperative credit risk stakeholder relationships and networks.Contribute to cost efficiencies.Contribute to teamwork.Ensure operational excellence through the delivery of work processes according to defined quality standards.Liaise with internal and external stakeholders and support functions.Analyze the integrity of credit applications.Job DetailsApplication Closing Date: 01/09/24
All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.
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About UsServing retail and commercial customers, FNB is so much more than a bank, offering life and short-term insurance, innovative savings and investment products, and a digital universe of solutions that help customers navigate challenges and opportunities of everyday life. It has a market-leading app and a globally recognized rewards system in eBucks. FNB has won multiple awards, including the Strongest Banking Brand in the World in the Brand Finance Banking 500 2023 report. FNB represents multiple opportunities for you to build an exciting and rewarding career, especially if you want to change people's lives in an authentic, profound and sustainable way.
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