Job Title: Commercial Underwriter Location: Kloof, Durban, KZN Employment Type: Full-Time About the Company: A prominent short-term insurance brokerage in South Africa is looking for an experienced Commercial Underwriter to join their dynamic team. The company is dedicated to delivering tailored insurance solutions and is committed to innovation and growth within the insurance sector. Job Overview: The Commercial Underwriter will be responsible for evaluating risks, developing insurance policies, and working closely with brokers to ensure profitable and sustainable coverage. The ideal candidate will have a strong understanding of commercial insurance products and a proactive approach to managing risks. Key Responsibilities: Risk Assessment: Evaluate commercial insurance applications and assess risk factors. Policy Issuance: Develop, negotiate, and issue policies in line with company standards. Stakeholder Interaction: Build strong relationships with brokers and internal teams. Compliance: Ensure underwriting practices align with regulatory and company guidelines. Market Research: Stay updated on industry trends and emerging risks. Claims Support: Collaborate with the claims team on underwriting-related issues. Documentation: Maintain accurate and detailed records of underwriting decisions. Customer Service: Address inquiries and concerns to ensure client satisfaction and retention. What Were Looking For: Experience: 2-5 years in commercial underwriting, preferably in short-term insurance. Education: Matric (Grade 12) or equivalent. Certifications: Relevant certifications (e.g., NQF Level 4, RE5) are a plus. Skills: Strong analytical skills, communication abilities, and a deep understanding of commercial insurance products. Attention to Detail: High level of accuracy and attention to detail in managing documents and data. Attributes: Proactive, detail-oriented, customer-focused, and a team player.