Job Classification
Requisition Number: 135888
Closing Date: 20 September
Location: Makhado Limpopo
Talent Acquisition Specialist: Veronica Manyike
Job Family
Sales and Service
Career Stream
Relationship Management
Leadership Pipeline
Manage Self: Professional (MSP)
FAIS Affected
FAIS Affected: Yes
Job Purpose
We are looking for an experienced Business Commercial Banker and/or Industry Specialist to join our team. In this role, you will be required to create and increase revenue. The ideal candidate is an individual that can originate and identify opportunities to cross-sell for Commercial Banking and the broader Bank Group in line with the strategic objectives of Nedbank.
Job Responsibilities
Acquire new commercial clients with annual turnover of between R30m - R1b through a process of prospecting and networking to achieve market share growth aspirations.
Be a trusted advisor to commercial clients in specialised industries (i.e., Agri; Franchise, Fintech, Manufacturing) through continuous professional development; exposure, experience, and personal up-skilling.
Stay abreast with the latest economic trends and developments (i.e., green energy and sustainable agriculture) and apply this knowledge by adding value to client engagements and identifying opportunities to the greater benefit of Nedbank.
Identify and generate revenue through proactive cross-sell strategies by applying specialised Industry and Banking knowledge, managing key internal stakeholder relationships, and executing opportunities.
Perform in-depth financial needs analysis to identify cross-sell and up-sell opportunities in line with business goals.
Conduct regular portfolio reviews with clients to identify and unlock value-added opportunities that contribute to client retention.
Be proactive in client interaction by adding value through financial solutioning.
Establish and execute a client engagement plan to ensure all clients are interacted with frequently in line with Nedbank's growth objectives.
Build trusting relationships through regular interactions with key decision-makers within the businesses that form part of the allocated Business portfolio.
Earn client trust by being a trusted financial partner and by giving advice and honest constant feedback regarding financial requests.
Provide a key interface for the client to the bank by having sound knowledge of the bank's products, services, and solutions and by coordinating with relevant stakeholders.
Communicate visitation feedback to internal stakeholders after client interaction to address actionable items and/or take corrective action where applicable.
Recommend tailor-made solutions to meet the client's needs by gaining an intimate understanding of the client's business and business environment and by consulting with relevant stakeholders.
Manage all business risks and ensure compliance by following regulatory requirements and the bank's internal policies and procedures, identifying risks and non-compliances, and taking corrective action.
Partner with the credit manager to manage credit risk of the portfolio to minimize potential impairment risk.
Prepare and present large and complex credit applications consisting of multiple entities and shareholders and by incorporating specialised Industry knowledge and core Banking principles, including the pricing motivation of assets.
Leverage subject matter expertise to support the digitization of clients in line with the 4th Industrial revolution dynamics.
Drive client awareness and solution for sustainable development goals in line with the Nedbank purpose.
Essential Qualifications - NQF Level
Advanced Diplomas/National 1st Degrees
Preferred Qualification
Must have completed a BCom/ BSc Agric
CA / CFA or MBA would be an advantage
Matric / Grade 12 / National Senior Certificate
Valid unendorsed driver's license and own reliable transport is essential
Minimum Experience Level
Required: 4-5 years of experience in Relationship Management within the financial sector.
5-7 years of experience in Agriculture.
2-3 years of experience in Business Acquisition is essential.
Experience in Sales and Deal Origination, specifically related to a Corporate Client Portfolio in a Banking, Financial Services, or Consulting environment.
Technical / Professional Knowledge
Communication Strategies
Negotiation skills
Governance, Risk and Controls
Relevant regulatory knowledge
Data Analysis and Interpretation
Relevant software and systems knowledge
Behavioural Competencies
Account Planning
Targeting Sales Opportunities
Driving Successful Customer Engagements
Sales Negotiation
Business Acumen
Building Trusting Relationships
Please contact the Nedbank Recruiting Team at +27 860 555 566
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